Creditserve Bespoke Credit Checks

Creditserve are the only UK business that are able to provide bespoke credit checks which are generated at the time of request. This blog is to describe the details of our bespoke reports and the benefits of using this information.

Bespoke Credit Reports

A bespoke credit report is a form of credit check which is carried out at the time of request and is used when you are looking to carry out a business search on a non limited or new limited company.

These bespoke credit reports benefit companies that deal with businesses that operate as sole proprietorships or partnerships in the main, but can be used for new limited companies as there is very little information available within the first 18 months - 2 years of a limited company.

Also our customers like to know whether these new limited companies have traded prior to becoming a limited company, the bespoke report gives you an insight to a customers past and potentially revealing information which can assist with setting credit limits or knowing whether or not to deal with a prospective customer.

What Information Is Included

Our bespoke reports include the following information:-

• Business Name and Address(es)
• Contact Information
• Ownership Details (Proprietorship/Partnership/Correct Ltd Name)
• Dates of Birth of Owner(s)
• Business Activity
• Date Trading Commenced
• Number of Employees 
• CCJ & Derogatory Information Search
• Banker Details
• Other Business Interests
• Residential/Electoral Roll Confirmation
• Consumer Search (for Proprietorship/Partnerships)
• Two Trade References
• Recommendation

Who Would Use This Information

Creditserve has a wide range of customers that use this information across many industries from the likes of Cash and Carry Wholesalers, Meat Wholesalers, Drinks & Confectionery Distributors to Pet Food Distributors and Agricultural Supplies amongst many other industries.

The reason they use this bespoke credit reporting information is because:-

• The report is carried out at the time of request
• The information is more detailed than anything else available
• We give a realistic opinion on the subject by using a diverse spectrum of information
• The reports are recognised by credit insurance agencies
• We do the hard work for you
• Knowing who you are dealing with is paramount, often ownership or legal entity can change

So if you deal with Sole Traders or Partnerships please feel free to view a sample of our bespoke report via the link http://www.creditserve.co.uk/Products-and-Services/Sample-Credit-Reports

If you would like any further information relating to our bespoke credit checks or any of our services please feel free to visit www.creditserve.co.uk or email on sales@creditserve.co.uk or follow on twitter @creditserve1 or LinkedIn Martin Brown

Many Thanks
Martin Brown

http://www.applegate.co.uk/all-industry/comprehensive-online-uk-business-credit-2582564.htm

Consumer Credit Reports

This blog is to give you an insight into why to carry out consumer credit reports, what you can receive and how these reports benefit your company when carrying them out.

A recent study has show that 2013 has seen a marked increase in company credit checking and this is almost certainly down to the recent company failures of some of what we call the 'blue chip' companies like HMV and Comet.

However, with the new found awareness of company credit reporting there is still often a problem in obtaining good quality information for sole proprietorship and partnership businesses.

As long as you have the relevant permission and data protection licence you are able to carry out consumer credit reports on the individuals operating the businesses. The benefit of these types reports is that you can obtain current information on the owners which will assist in not only setting credit limits but also ensure that you have information so if there is a problem with payment, you have a confirmed residential address to assist in recovering your outstanding monies.

Our consumer credit reports confirm information such as:-

ü CONFIRMATION OF NAME& ADDRESS.

ü ELECTORAL ROLLCONFIRMATION.

ü INSOLVENCY SEARCH.

ü COUNTY COURT JUDGMENT &BANKRUPTCY SEARCH.

ü ADDRESS LINKS.

ü GEO-DEMOGRAPHICPROFILE.

ü CONSUMER SEARCHHISTORY.

ü CREDIT SCORE.

The main companies/industries that use this form of information are food & drink wholesalers and distributors, plumbing & building merchants, agricultural merchants and insurance brokers for their due diligence purposes. However this service is becoming widely used is assistance to credit checking the directors or shareholders of Limited Companies.

I am pleased to confirm that creditserve offer cost effective packages for all of your credit checking requirements, so please do not hesitate in contacting us direct sales@creditserve.co.uk, on twitter @creditserve or LinkedIn Martin Brown.