'Tis the season to be diligent! Business failure in January is rife....

Christmas has come and gone, the Christmas trees have all but gone, people have eaten their fill and now is the time for people to return to work and their businesses to be collecting their outstanding monies from their customers. 

But as we all know the pre-Christmas spirit rarely transfers into the new year.

January is statistically the month in which most UK businesses fail. Whether it be the sad story of their bigger customers withholding payments longer than they might or the more sinister reasons that cause small businesses to fail just shortly after the Christmas boom.

Lets be honest you have worked hard to acquire the customer, quote for your products or services, deliver them to the best of your ability but now all you want is to be paid... Isn't that the way it should be?

There are professional agencies who specialize in commercial debt recovery in a cost effective manor and there are also credit checking systems which will allow you to credit check your customer database to ensure that you will not be on the receiving end of a bad debt.

Creditserve offer a cost effective, competative and professional credit reference and debt recovery service so if you have any questions or simply want some advice please feel free to contact martin@creditserve.co.uk or call 01992 414222. You can also visit our website www.creditserve.co.uk for more information.

All the best

Martin Brown
Creditserve Business Information Ltd

Credit Reporting Packages For Any Degree of Usage

Creditserve are pleased to announce that we now offer a truly bespoke service to cater for all individual credit checking requirements.

From the list below you can include or exclude any of the following forms of credit checking to enable you to utilize the system we provide for exactly what you require rather than paying for services that you do not use. 

We provide three degrees of package to ensure you have a varied choice of what you can include in your bespoke package. Our Starter, Intermediate, and Professional packages offer differing amounts of credit reports and services within the respective packages.

In our Starter Package you can choose 3 of the credit checking facilities to suit, with our Intermediate Package you can choose 5 services to suit and with our Professional Package you can choose all 8 services to cover all of your requirements.

So what can you choose from? Have a look through the list below and see what you require:-

ü  Access to 50 online credit reports on all limited companies in both the UK and Ireland.  

ü Access to 50 individual directors reports on every director in both UK and Ireland.

ü Access to 50 companies house image documents. 

ü  Access to 50 sole traders and partnership credit reports.

ü  Access to 50 companies to monitor of any UK & Irish limited companies of your choice. 

ü 5 Debt recovery letters 

ü  5 Online overseas credit reports available in the following countries:- Belgium, Czech Rep, Denmark, Finland, France, Germany, Greece, Iceland, Italy, Lithuania, Malta, Netherlands, Norway, Poland, Slovakia, Spain, Sweden, Switzerland and USA. 

ü Access to 20 Anti Money Laundering Checks (AML Checks Used to Confirm Individuals Residential Address, CCJ & Bankruptcy as well as Consumer Information). 

Price Structure

Our Starter Package is available for a one off subscription of £250 + VAT.

Our Intermediate Package is available for a one off subscription of £500 + VAT.

Our Professional Package is available for a one off subscription of £750 + VAT.

All you need to do to take advantage of this offer is email sales@creditserve.co.uk with your preference and we can arrange to set you up instantly.

If you require a more in-depth quotation we can cater for all requirements to suit, so please feel free to contact us at sales@creditserve.co.uk or on 01992 414222 or please feel free to visit our website www.creditserve.co.uk to view all samples. 

German company credit reports and their filing requirements

Creditserve have a corporate website blog which discusses all forms of business information both within the UK and Internationally. This blog link will give details pertaining to German company filing requirements

http://www.creditserve.co.uk/Media-Centre/Blog/February-2013/German-company-credit-reports-and-their-filing-req

Feel free to view our blog page and should you be interested in credit information, whether it be domestic or international please feel free to contact us direct on sales@creditserve.co.uk twitter @creditserve, LinkedIn Martin Brown or 01992 414222.

Creditserve Credit Checking Facility/Credit Management Offer For Online Business Information

MARCH MADNESS!!!

For One Month Only Creditserve Are Able To Offer Our UK & IRISH Unlimited Credit Checking Database For A Guaranteed Reduction In Annual Subscription of 50%! Yes, 50%!!!

Creditserve will give you unlimited access to business information which includes the following:-

ü Unlimited access to online credit reports on alllimited companies in both the UK and Ireland.

ü Unlimited access to individual directors reportson every director in both UK and Ireland.

ü Unlimited access to companies house imagedocuments.

ü Unlimited access to sole traders andpartnerships in UK.

ü  Unlimitedaccess to online monitoring of any UK & Irish limited companies.

However, this is not all... As well as access to our unlimited credit checking facilities you will also have access to our debt recovery department to assist you in recovering any outstanding monies on delinquent debtors on a 'no collection no commission basis'. 

ü Debt recovery on a ‘no collection no commissionbasis’

We can also give you access to business information in 18 Countries throughout Europe and inluding the USA. These reports are usually charged at £30 + VAT per report, however with this offer we can give you access to 10 online overseas reports for £200 + VAT... Please see below the countries you can obtain instant online information in:-

Belgium, Czech Rep, Denmark,Finland, France, Germany, Greece, Iceland, Italy, Lithuania, Malta,Netherlands, Norway, Poland, Slovakia, Spain, Sweden, Switzerland andUSA.  

Creditserve also provides access to consumer credit checking information, however you would require the correct data protection licence to obtain this type of information. Please see below the degree of information available within our consumer reports:-

CONFIRMATION OF NAME & ADDRESS,ELECTORAL ROLL CONFIRMATION, INSOLVENCY SEARCH, COUNTY COURT JUDGMENT SEARCH,ADDRESS LINKS, GEO-DEMOGRAPHIC PROFILE, CONSUMER SEARCH HISTORY, CREDIT SCORE.

If you would like any further information or would like to trial the system please do not hesitate in contacting me on 01992 414222 or email martin@creditserve.co.uk on LinkedIn Martin Brown or on Twitter @creditserve
 






 

Credit Checking Non Limited Companies (Sole Proprietorships and/or Partnerships) and the Best Way to Ensure You Know Who You Deal With!

When dealing with Non Limited entities such as sole proprietorships or partnerships it can sometimes be tricky to know the information you require, how to obtain it and to be confident in setting a realistic credit limit or even whether you should give a limit at all.

With Non Limited entities the owner(s) are jointly and severally responsible for outstanding monies and in the case of outstanding debts any or all of the owners can be chased for the value plus costs and interest.

The starting point of credit checking your Non Limited customers and ensuring you know who you are dealing with is to have a full application form which require details such as company details, ownership details, residential address(es), bank details and trade references. It is also wise to make a note on the application form that consumer credit reports will be carried out with any application.

The next suggestion for credit checking your Non Limited customers would be to take up given trade references to ascertain details like how long your subject has dealt with the given reference, what credit terms they have (7 days, 14 days, 30 days etc), average purchases, credit limit and comments of the account.

In my opinion the best way of being confident of knowing exactly who you are dealing and whether they are credit worthy is to combine the two steps above with using both business information available online which will give you details on the business in question and also consumer credit reports which will give details on the business owner(s) behind the business. You can easily obtain information of electoral roll, CCJ and derogatory information, credit search history, demographic profile, address links and credit score via an online credit reference agency.

If you may need any further information or if you have any questions please do not hesitate to contact me via twitter @creditserve, on LinkedIn at Martin Brown or Email martin@creditserve.co.uk