Hertfordshire Business Expo 2013

We’re delighted to be exhibiting at the biggest business event in Hertfordshire on Tuesday 19^th November at Knebworth Barns, and would love to share it with you.

The Hertfordshire Business EXPO is the county’s most exciting and innovative exhibition, where we will be showcasing [insert your text here – your latest offer or what you will be exhibiting]

As well as Dave Fishwick, millionaire entrepreneur and star of Channel 4’s Documentaries ‘Bank of Dave’ and ‘Secret Millions’ heading up the brilliant business speaker line-up to inspire you to great things, there are some fabulous free Seminars and Networking sessions! From learning the latest sales skills and strategies to crank up your profit, to a geek-free, practical overview of cloud technology, to discovering how to identify and leverage new opportunities in today’s fast-moving world.

Get in quick and reserve your free entry ticket at The HertsEXPO website. Just create an account and book in – you can also book your networking sessions and seminars here too… http://www.hertsexpo.co.uk

There will be over 70 organisations represented at the show, which is hosted in association with The Hertfordshire Business Independent, The Business Club and Knebworth Barns – along with headline sponsors, Hertfordshire Local Enterprise Partnership.

Doors open at 10:00am, with a pre-event Networking Breakfast, featuring guest speaker, Stevenage MP, Stephen McPartland at 8:00am

Tuesday 19^th November 2013 : Knebworth Barns, Knebworth. SG1 2AX  

Registration is free. We’d love you to come and see us there!

OCTOBER OFFER!!!

For One Month Only Creditserve Are Able To Offer Our UK & Irish Unlimited Credit Reporting Package For A Guaranteed Reduction In Annual Subscription of 50% YES 50%!!!

Creditserve will give you unlimited access to business information which includes the following:-

• Unlimited access to online credit reports limited companies in both the UK and Eire.
• Unlimited access to individual directors reports on every director in the UK and Eire.
• Unlimited access to sole trader and partnership reports in the UK and Eire.
• Unlimited access to online monitoring of any UK and Eire limited companies.
• Access to 100 companies house image documents.

However, this is not all... As well as access to our unlimited credit checking facilities you will also have access to our debt recovery department to assist you in recovering any outstanding monies on delinquent debtors on a 'no collection no commission basis'

We can also give you access to the most comprehensive business information in 18 countries throughout Europe and USA. These reports are usually charges at £30 + VAT per report, however with this offer we can give you 10 of these reports for £200 + VAT... Please see the countries our online overseas system covers:-

Belgium, Czech Rep, Denmark, Finland, France, Germany, Iceland, Ireland, Italy, Lithuania, Netherlands, Norway, Poland, Slovakia, Spain, Sweden, Switzerland and USA.

If you would like any further information or would like to trial our system please do not hesitate in contacting Martin Brown on 01992 414222 or email martin@creditserve.co.uk or via LinkedIn or Twitter @creditserve

Hertfordshire Business Expo - 19th November 2013

Creditserve Business Information Ltd are very pleased to announce that we are exhibiting at the Hertfordshire Business Expo on the 19th November 2013. 

The exhibition is the perfect place to showcase our new on-line credit reporting system, which enables customers to instantly evaluate their suppliers, customers or competitors credit worthiness.

Creditserve provide credit reports on all UK and Rep of Ireland limited companies and non limited companies, on-line international business information, director database information including credit score and risk analysis, company monitoring and access to Companies House documents. 

Along side Creditserve' business information we are a professional debt recovery agency working on a 'no collection-no commission' basis for our customers. We actively try to recover monies with our tried and tested internal procedures and try to negate the need to 'go legal' therefore saving you time and money. 

Creditserve are also able to offer in-depth consumer credit information allowing companies to carry out detailed consumer credit checks on individuals (Please be aware that you do need consent from the individual as well as the correct data protection licence in place). These reports are used by companies that deal with non limited companies, insurance brokers and independent financial advisers which may need to keep in line with due diligence.

Finally I would like to inform you that you can book free tickets for The Hertfordshire Business Expo via http://www.thehertfordshirebusinessexpo.co.uk/ or should you want to discuss any of our services featured above please either contact Martin on 01992 414222 or martin@creditserve.co.uk. 

New Business Owner? Concerned About Your Credit Limit and Risk Score?

There is no doubt about it, being a business owner in todays financial climate is not easy, sometimes risky, but with the right help I can be very lucrative.

In today's blog I want to advise you that the perception of potential suppliers or customers will definitely make or break your business venture. 

a staggering 88% of businesses fail within the first 12 months of starting, this is truly astounding but to some extent this comes down to being perceived in a bad light by suppliers or customers.

One thing they will be doing before entering into a business relationship with a new business is looking at any financial records available, so for limited companies they will carry out an online credit report, for sole traders or partnerships they will almost certainly look at a consumer report along with trade or bank reference information. 

Now the best thing to do is ensure that if you file any and all information or fill out any application with as much information you can so as to give the perception of transparency. Your suppliers will definitely look at this in a positive manner. 

With this in mind you will need to credit check your suppliers to ensure they are able to fulfil your requirements, so many new businesses are affected by poor supply lines, so do the checks to make sure you don't get caught out.

Creditserve are a provider of quality online credit reports and can cater for any and all requirements so if you would like to view a credit report on a company please feel free to contact us via email sales@creditserve.co.uk or 01992 414222 Or visit our website www.creditserve.co.uk. 

The Four Pillars For A Successful Credit Control

Many thousands of businesses go bust every year simply because they are owed money and can’t juggle the cash flow. Systematic, well planned credit control practises must be put in place right at the start otherwise your company will join the mountain of other failed firms. Checking references, getting credit reports and examining company business information is a sign of strength for a business and lets your customers know you are serious about credit control

1. Get a detailed application form filled out correctly by your potential customer.

So many businesses are in the rush to get orders that they do not do the necessary groundwork when setting up customers, in some instances not even knowing the correct legal entity or billing address. All of these minor details can slow up getting paid on time!

2. Do the necessary credit checks on ALL customers small or large.

When you are looking to supply a customer you need to carry out a credit report, these reports are instantly available through credit reference agencies online and can be purchased on a 'Pay As You Go' basis at under £10 per search or within bundles which can cover you for a years unlimited credit reports. 

In my professional opinion the bundles are the way to go as you get so much more within them.

3. Stick to your credit limit and credit terms.

From the outset you will need to be tough as customers will look to bully or bluff a higher credit limit from you, so stick to your limit! This also happens when it comes to payment with some customers looking to set their own terms of payment. You will need to be firm and not waiver because if you allow them an inch they will no doubt take a mile! 

You could even make a telephone call or send an email gently reminding your customers that payment is due on a certain date, this shows good customer relations but also that you have your finger on the pulse.

4. Don't be afraid to use debt recovery agents to recover outstanding monies owed to you.

This is one step that businesses do not grasp as much as they possibly should. You can utilise the professionalism of an outside debt recovery agency without costing yourself or your company time and lots of money. Any debt recovery agency worth its sort will not charge upfront fees, they simply apply a commission charge if and when they are successful. 

Obviously doing the chasing and sending letters has an expense to yourself so if you are getting nowhere with a delinquent debtor why not pass it on to the agency and let them recover the money for you. 

Usually a good commission rate is between 7 - 12% on any monies recovered, but remember it is your right to add costs and interest to the debt from the date it becomes overdue.

If you would like to know more or have any questions please email me on martin@creditserve.co.uk or follow me on twitter @creditserve

Top 10 Tips For a Secure Business Future!

Creditserve provides an online, affordable and up to date credit checking system which allows you to carry out credit checks on your new and existing customers and/or suppliers to ensure they have the financial means to honour payments/contracts.

Key Features: 

• Instant credit checks online
• Full range of credit reports
• Discounted rates
• Up to date information
• Debt recovery service

Instant credit checks online 

Clients can access Creditserve online credit checking service for instant reports on a company’s or an individual’s credit rating and history.

 

Extensive range of credit reports 

Reports range from in-depth business reports, including full accounts and credit ratings, through to simple registered information, we also offer Companies House documents and monitoring service.

 

Beneficial rates 

We offer extremely cost effective rates for one off credit checks. Regular credit checks should form part of your credit management routine on new customers, defaulting customers and those seeking an increase in their credit limit and therefore an annual subscription is often the most cost effective way to credit check your customers and suppliers.

 

Up to date information 

Our range of credit reports are updated on a live feed to ensure they include the most recent and accurate information.

 

Debt Recovery Service

Creditserve also offer this back up service to the online credit reporting and work on a no collection no commission basis. We work on all cases on pre legal basis and add costs and interests to the debt value which you are entitled to from the time the debt becomes overdue.

 

Crucial Top 10 tips for all credit control departments:- 
1. Always perform credit checks to ensure you know your customer 
2. Get your customer to complete a credit application form 
3. Wherever possible obtain a personal guarantee from company directors 
4. Get a signed contract incorporating your terms and conditions 
5. Give your customer a credit limit and review this regularly 
6. Invoice on time and ensure details are accurate 
7. Phone your customers before payments are due to ensure there are no queries 
8. Send monthly statements 
9. Use properly drafted collection letters 
10. Consider outsourcing your non paying accounts to a reputable debt collection agency like Creditserve Collections

If you would like any further information please feel free to contact me on 01992 414222 or emailmartin@creditserve.co.uk LinkedIn Martin Brown or follow on Twitter @creditserve

UK company credit checks & company credit reports available online

UK company credit checks & company credit checks online

Our Online UK Company Credit Reports offer Company Credit Reports on UK Ltd & Plc Companies and they provide all the information required for Credit Checking UK Companies.   You can obtain a Company Credit Report by using the UK Company search facility on either our home page or Online shop page.  In addition to Company Credit Reports we also offer these other services:

UK Company Credit Reports - Credit Reports Online

• UK Company Credit Reports including UK Limited company credit reports online and online company searches for Credit Checking UK Ltd Companies. 
• Plc company credit reports and company searches for Credit Checking UK Plc Companies
• Non Limited company credit reports on sole traders and partnership businesses for Credit checking UK Non Ltd Businesses.

UK Company Director Reports

• Individual detailed director reports for Credit Checking UK Company Directors

Company Monitoring on UK Companies:

• Online monitoring for monitoring changes to UK Company Credit Reports including Credit Ratings and Credit Limits

Ltd Company Accounts / Limited Company Accounts / Company Accounts

• UK Companies house documents for Company Financial information including Annual Accounts and Annual Returns. 

Company Credit Reports online:

We are able to offer full online UK business credit repors & company credit reports on limited companies or sole traders and partnerships on Companies all over the UK including England, Northern Ireland, Scotland and Wales.  A Company Credit report, Business Credit Report or Company Credit Check via our Online Company Credit Report Search facility on a UK Limited or Plc company will provide you with the following Company Credit & Financial information:-

• Full UK company incorporation details
• Details of individual directors and shareholders including other directorships in other companies
• Details of the companies mortgages and charges
• Five years of financial information (where available), including Profit and loss (where available) and Balance sheet.
• Legal notices
• County Court Judgment information andHigh Court Writ Information
• Up-to-date and historic credit limit
• Up-to-date and historic Credit Rating Risk Score 
• Options to monitor the company for email alert updates

Online Business Credit Reports on UK Sole Trader or Partnership Businesses

An online credit check for a UK business credit report on a non-limited business, sole traders and partnership in the UK will confirm the following information:-

• Confirmation of Sole Trader or Partnership ownership details
• Length of time the Sole Trader or Partnership business has been trading
• County Court Judgment / CCJ Search
• Non Ltd Business Credit limit
• Non Ltd Business Credit Rating / Risk score

Online Company Credit Report Searching:

Please click on our home page or online business or company & director credit report shop to perform the company credit report search for the UK company credit report or Irish company credit report or  UK & Irish director report that you require.

Company & Business Credit Report Info:

When you are searching limited companies for a UK company business credit report you are required to enter the company name or company registered number on the UK Ltd or Plc Company in order to get to the company credit report that you require. 

If you need more assistance in obtaining our pay as you go Business Credit Reports, Company Credit Reports or Company Director credit reports please go to our Help & Support section.

UK Company Credit Report Cost:

Our UK Company Credit reports cost £9.95 on a pay as you go basis or you can subscribe to one of our discounted Credit Report packages. 

Why Carry Out Company Credit Checks

Doing business in the current environment is difficult enough without having to worry about getting paid. For non-retail businesses, where credit is expected by wholesale customers, there is nothing worse than providing goods and services only to end up with a bad debt.

For new customers, it is good business practice to carry out a company credit check to try and get some indication that the company with whom you will be dealing will be able to pay your bill. Whilst such a check is no guarantee of payment, a company credit check with a credit score provides some degree of comfort.

Even with existing customers, it is good practice to regularly check their credit worthiness as part of your credit control system. Diarising regular business credit checks is an important process for every business, however monitoring systems are used to do this automatically for you. It is a system that once you have added your desired companies will send details of any changes via email at the time change occurs.

Even if the businesses that you are dealing with do not leave you with a bad debt, delayed payments can cause almost as many problems particularly in an environment of limited finance. Additionally, it can of course cost you time and money in chasing outstanding amounts.

Every business should have a clear system to deal with credit risk and should involve credit limits, procedures for chasing debts, all in line with your terms and conditions of business.

Company credit reports help build such a system.

Creditserve offer differing packages to suit any and all requirements, so please feel free to visit www.creditserve.co.uk to view the differing services we offer.

Online Company credit reports in Republic of Ireland

Information available in an online company credit report on Irish/Republic of Ireland company's

Online company credit reports are available on companies registered in Ireland. These reports are updated on a daily basis and they include the following information:-

• Registration details including registered address, registered number and date of incorporation
• Contact details including website where available
• Credit recommendation and opinion
• Type of company, size and trading status
• Financial data and key ratios, if filed
• Shareholders and share capital
• Full Directors details
• Associated companies and subsidiaries, where applicable
• Public information
• General information

Online company credit reports can be purchased through the online shop available at www.creditserve.co.uk if you wish to buy an online European report from our online shop on a 'pay as you go' basis please click Online Shop.

We can also provide discounted packages of online European reports if you would like to purchase a package of European online reports please click Discounted pack of 10 online European reports.

For all other online services including consumer reports, Anti money laundering reports, debt collection services please refer to Creditserve Business Information Ltd website www.creditserve.co.uk.

Do You Want To Know Your Company Credit Score And Credit Limit?

Being a business owner or principle you will know the day to day operations of your company better than anyone else, however do you know what your customers or suppliers are seeing when they carry out a credit report?

So many companies are preoccupied with how they view themselves rather than how their customers and suppliers do. Be sure about one thing, that your customers and suppliers will be looking at your company financials and credit limits and credit score before you even know.

Our experience tells us that it is much more beneficial to understand what your company financials look like so you can see where the company needs to improve, what changes to filing need to be made etc. 

So many limited companies allow their accounts to become out of date or overdue therefore reducing any credit limits and risk scoring, this is sometimes unintentional and can be avoided. 

By carrying out a credit report on your own company you can be ahead of the game and ensure you are better prepared if questions are asked of you, again showing a professional manner of business and putting potential business partners at ease. There is nothing worse than speaking to a company principle without them knowing exactly what you need to know.

So what do you get in limited company credit reports? Please see the list below:-

Full UK company incorporation details

Details of individual directors and shareholders including other directorships in other companies

Details of the companies mortgages and charges

Five years of financial information (where available), including Profit and loss (where available) and Balance sheet.

Legal notices

County Court Judgment information and High Court Writ Information

Up-to-date and historic credit limit

Up-to-date and historic Credit Rating Risk Score 

Options to monitor the company for email alert updates

If you would like to view your company report please just visit www.creditserve.co.uk/online-shop and you can search instantly for a credit report on any UK & Republic of Ireland company.