tag:blogger.com,1999:blog-71511742219030991102024-03-05T11:41:38.632+00:00Creditserve Business Information Ltd's Business Credit Reports & Credit Checking ServicesUK, European & International Company, Business, Director & Consumer Credit Reports, Information & Searches, Credit Ratings, Limits and Financial Accounts plus Debt Recovery, Collection and Advice for Credit Controllers, Credit Managers and Cash Collectors at Small, Startup, New, SME or Large Businesses or Companies. In-Depth Fresh investigation reports on UK or International companies or businesses.Anonymoushttp://www.blogger.com/profile/04179130504425522369noreply@blogger.comBlogger102125tag:blogger.com,1999:blog-7151174221903099110.post-39474008805030165632020-04-06T16:27:00.000+01:002020-04-06T16:27:26.958+01:00Collecting Cash in a Crisis!<h1 style="color: #3862c8; font-family: Arial, Helvetica, Georgia, sans-serif; font-size: 1.6em; margin: 0px; padding: 0px 0px 20px;">
Collecting Cash in a Crisis - By Laura Ferrie</h1>
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Whilst we are all trying to navigate our way through the situation created by the Covid-19 pandemic we wanted to offer some practical advice and give you the opportunity to take advantage of our many years’ of experience in this field. Some of us are choosing to up the yoga, meditation and mindfulness to survive the lockdown and others are upping the biscuit, crisp and wine intake to reach the same goal. Whichever category you fall into in addition to worrying about our health and the health of those we love there is another worry for us all … money.</div>
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Sadly I am old enough to have seen the impact of a number of recessions over the years and have the skills and knowledge to help clients come through this. At this point no one knows exactly what the financial impact of the pandemic will be on the global economy other than to know it will be damaging but there are small, pragmatic steps businesses can take to try to lessen the impact. So, as the dust begins to settle on what is the new normal for us all it is time to look at how, practically, we are going to get ourselves and as many others as possible through this; both in terms of our health and also financially.</div>
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These difficult times call for some inventive measures to collect cash outstanding to our businesses. The normal “See you in Court” response to a reluctant payer is not going to help much at the moment.</div>
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Process servers are unable to serve Statutory Demands in person either for winding up or bankruptcy (albeit that I am aware of a few companies that have been throwing the papers from two metres to the feet of the recipient). Good luck having something issued at the Courts, they, like the rest of us are on reduced staffing or closed. Obviously proceedings can be issued but there are significant delays in issuing proceedings. When, eventually, you get a judgment (I am discounting the debtors here who will deliberately enter a defence knowing that the Courts will not be able to deal with the matter for even longer than usual) how are you going to enforce the judgment when as of 27 March 2020 the major High Court Enforcement Officers are no longer attending debtor’s premises? It’s a case of “Can’t pay, we’ll stay away” at the moment.</div>
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With so much happening the news has not covered in detail all the measures taken by the government to keep the economy going. For example, were you aware that the wrongful trading laws have been relaxed in relation to directors, or that the law in relation company insolvency have been temporarily changed and softened? We are. It’s a part of our job to keep abreast of the changes in the law and to keep our clients appraised of the impact on them.</div>
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So, as demonstrated there are clear and obvious problems with the practicalities of attempting to use the legal process to recover money; the statutory tools useful for collecting money are simply not available to the creditor during the current crisis.</div>
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Then there is the moral issue. Does the creditor want to be seen as the “big bad wolf” hungrily knocking at the door of the debtor? I would venture to suggest that in these times most reasonable Finance Directors and Credit Control Managers would say not.</div>
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We are all seeing stories on the news about the impact on companies that are laying off staff, the effects on those staff and their families and even if we are not being directly impacted at the moment these situations are future worries for all of us at this time.</div>
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The Government is offering assistance to businesses of all shapes and sizes. Whatever political colour we may be there is no avoiding that the extension of time that the government is offering for payment of VAT, self-assessment liabilities, 12 month interest-free business loans as well as some grants are helpful and may provide a welcome lifeline.</div>
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The building societies, banks and credit card companies are offering payment holidays to its customers, again, many will find this welcome and helpful.</div>
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With so many measures in place to help anyone that is owing money should the business creditor sit on its hands and take no action with trade debts? Of course not.</div>
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What we are able to do is weed out the genuine “Can’t pays” which will undoubtedly increase from the “Won’t pays” who will definitely attempt to take advantage of the current position. My experience and that of my staff enables us to tell one group from the other. We will set up realistic and monitored payment plans for those in genuine need of time to pay and make sure that they adhere to them. We will put pressure on the other category to get your cash sooner.</div>
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It is an undeniable fact (and one that drives my current clients mad) that sometimes just the introduction of a third party will have the desired effect but in many other cases our tenacity, knowledge of the law and expertise along with decades of experience in our area all come into use and we can brings our customer’s cash in quickly.</div>
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My top tips for collecting overdues before getting to debt recovery stage would be:</div>
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<li style="list-style-type: disc; margin: 0px; padding: 0px 0px 5px;">Talk to your customers – Painfully obvious but it surprises me how many of my clients have no meaningful dialogue with their customers once they have become debtors</li>
<li style="list-style-type: disc; margin: 0px; padding: 0px 0px 5px;">Credit check more than usual</li>
<li style="list-style-type: disc; margin: 0px; padding: 0px 0px 5px;">Seek personal guarantees from limited company directors where you are not happy with the position of the company</li>
<li style="list-style-type: disc; margin: 0px; padding: 0px 0px 5px;">Use the Land Registry to check if directors giving PGs own their property. <a href="https://eservices.landregistry.gov.uk/eservices/HomePageRouter" style="color: #3862c8;">https://eservices.landregistry.gov.uk/eservices/HomePageRouter</a></li>
<li style="list-style-type: disc; margin: 0px; padding: 0px 0px 5px;">Monitor, monitor and monitor again (always good advice but more so at the moment)</li>
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My co-director and I have more than seventy years combined experience in credit management, debt collection and the law pertaining to debt and insolvency, we have the inventive measures necessary to assist your cash flow. In Spring and possibly Summer 2020 it is so important to try everything to collect your money without going to Court and we can help you do this, please give us a call on 01992 414222 or email me on <a href="mailto:laura.ferrie@creditserve.co.uk" style="color: #3862c8;">laura.ferrie@creditserve.co.uk</a>. We may just have the solution to your problem</div>
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Stay safe.</div>
Creditserve Business Information Ltdhttp://www.blogger.com/profile/02054732799974502648noreply@blogger.com0Hertford, UK51.795756 -0.08115699999999999351.756474999999995 -0.16183799999999998 51.835037 -0.00047599999999999032tag:blogger.com,1999:blog-7151174221903099110.post-62811755052661069472020-01-23T14:16:00.000+00:002020-01-23T14:16:46.479+00:00Creditserve Online Anti Money Laundering Checks<h1 style="color: #1f497d; font-family: arial, helvetica, sans-serif;">
AML CHECKS - JANUARY SALE !!</h1>
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Is your company required to carry out compliance or due diligence checks? If so then please read on... </div>
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With the ever increasing regulations on companies to carry out AML and ID checks I am pleased to confirm that we provide instant online access to <a href="https://mailer.silkmoth.com/t/r-l-jhlypdt-l-t/" style="color: #0300d6;" target="_blank">Compliance</a> & <a href="https://mailer.silkmoth.com/t/r-l-jhlypdt-l-i/" style="color: #0300d6;" target="_blank">Due Diligence</a> checks for <a href="https://mailer.silkmoth.com/t/r-l-jhlypdt-l-d/" style="color: #0300d6;" target="_blank">Anti-Money Laundering</a> (<a href="https://mailer.silkmoth.com/t/r-l-jhlypdt-l-h/" style="color: #0300d6;" target="_blank">AML</a>) and <a href="https://mailer.silkmoth.com/t/r-l-jhlypdt-l-k/" style="color: #0300d6;" target="_blank">Know Your Customer</a> (<a href="https://mailer.silkmoth.com/t/r-l-jhlypdt-l-u/" style="color: #0300d6;" target="_blank">KYC</a>) purposes.</div>
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<span style="font-family: arial, helvetica, sans-serif;">I am very pleased to be able to offer our AML checks at discounted rates within our January SALE!</span><br />
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Our reports are completely compliant with <a href="https://mailer.silkmoth.com/t/r-l-jhlypdt-l-o/" style="color: #0300d6;" target="_blank">Anti Money Laundering</a> regulations and as stated the reports can be used for <a href="https://mailer.silkmoth.com/t/r-l-jhlypdt-l-b/" style="color: #0300d6;" target="_blank">KYC</a> (know your customer) compliance.</div>
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<strong>We currently have a January SALE where you can purchase 100 AML searches for only £300.00 + VAT! (therefore £3.00 per search) which can be used at your descretion. PLUS.... Within this purchase we will give you an extra 25 AML Checks completely free of charge! YES FREE! </strong></div>
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If you would like to take advantage of this offer or if you require larger number of checks to suit your specific requirements we would be pleased to offer further reductions in price.</div>
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So for a free no obligation quotation please <a href="http://martin@creditserve.co.uk/" style="color: #0300d6;" target="_blank">contact</a> Martin Brown via email <a href="http://martin@creditserve.co.uk/" style="color: #0300d6;" target="_blank">martin@creditserve.co.uk</a> or by calling on 01992 414222.</div>
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Kind Regards</div>
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<a href="http://martin@creditserve.co.uk/" style="color: #0300d6;" target="_blank">Martin Brown</a></div>
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<a href="https://mailer.silkmoth.com/t/r-l-jhlypdt-l-n/" style="color: #0300d6;" target="_blank">Creditserve Business Information Ltd</a></div>
Creditserve Business Information Ltdhttp://www.blogger.com/profile/02054732799974502648noreply@blogger.com0tag:blogger.com,1999:blog-7151174221903099110.post-55135693977423911522018-08-08T12:35:00.000+01:002018-08-08T12:35:15.954+01:00Top 10 Tips For A Secure Business Future<strong style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 16px;"><span style="font-family: "Trebuchet MS", sans-serif;">For all businesses it is a somewhat uncertain adventure when dealing with new customers or suppliers, one which is some instances we as business owners or managers have to take all the information given to us and make an assessment as to deal with these new subjects. </span></strong><br />
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<span style="font-family: Trebuchet MS, sans-serif;"><span style="background-color: white;"><b>My many years experience in the finance industry have given me the knowledge that no one has a crystal ball and all we can do is attempt to protect our business selves by gathering as much information as possible to ensure we do not end up with bad debts on our ledgers.</b></span></span><br />
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<strong style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 16px;"><span style="font-family: "Trebuchet MS", sans-serif;">Now, this is where Creditserve can help, our system provides an online, instantly available, affordable and up to date credit checking system which allows you to carry out credit checks on your new and existing customers and/or suppliers to ensure they have the financial means to honor payments/contracts.</span></strong><br style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 16px;" /><strong style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 16px;"><span style="font-family: "Trebuchet MS", sans-serif;"></span></strong><br style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 16px;" /><span style="background-color: white; font-family: "Trebuchet MS", sans-serif; font-size: 16px;">Key Features: </span><br />
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<li style="border: none; margin: 0px 0px 0.25em; padding: 0.25em 0px;"><a href="http://www.creditserve.co.uk/" style="color: #080861; text-decoration-line: none;"><span style="font-family: "Trebuchet MS", sans-serif;">Instant credit checks online</span></a></li>
<li style="border: none; margin: 0px 0px 0.25em; padding: 0.25em 0px;"><span style="color: #080861; font-family: "Trebuchet MS", sans-serif; text-decoration-line: none;"><a href="http://www.creditserve.co.uk/" style="color: #080861; text-decoration-line: none;">Full range of in-depth credit reports</a> with Risk Analysis</span></li>
<li style="border: none; margin: 0px 0px 0.25em; padding: 0.25em 0px;"><a href="http://www.creditserve.co.uk/Online-Shop" style="color: #080861; text-decoration-line: none;"><span style="font-family: "Trebuchet MS", sans-serif;">Discounted rates</span></a></li>
<li style="border: none; margin: 0px 0px 0.25em; padding: 0.25em 0px;"><span style="color: #080861; font-family: "Trebuchet MS", sans-serif; text-decoration-line: none;">Live Feed of <a href="http://www.creditserve.co.uk/Products-and-Services" style="color: #080861; text-decoration-line: none;">information</a></span></li>
<li style="border: none; margin: 0px 0px 0.25em; padding: 0.25em 0px;"><a href="http://www.creditserve.co.uk/Products-and-Services/Debt-recovery" style="color: #080861; text-decoration-line: none;"><span style="font-family: "Trebuchet MS", sans-serif;">Debt recovery service</span></a></li>
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<a href="http://www.blogger.com/null" name="online" style="color: #080861; text-decoration-line: none;" title="online"></a><span style="font-family: "Trebuchet MS", sans-serif;"><strong>Instant credit checks online </strong><br />Clients can access Creditserve's online credit checking service for instant reports on a company’s credit rating and financial history.</span></div>
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<a href="http://www.blogger.com/null" name="report" style="color: #080861; text-decoration-line: none;" title="report"></a><span style="font-family: "Trebuchet MS", sans-serif;"><strong>Extensive range of credit reports </strong><br />Reports range from in-depth business reports, including full accounts and credit ratings, through to simple registered information, we also offer Companies House documents and live monitoring service.</span></div>
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<span style="font-family: "Trebuchet MS", sans-serif;"><strong>Beneficial rates </strong><br />We offer extremely cost effective rates for one off credit checks. Regular credit checks should form part of your credit management routine on new customers, defaulting customers and those seeking an increase in their credit limit and therefore an annual subscription is often the most cost effective way to credit check your customers and suppliers.</span></div>
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<span style="font-family: "Trebuchet MS", sans-serif;"><strong>Up to date information </strong><br />Our range of credit reports are updated on a live feed to ensure they include the most recent and accurate information.</span></div>
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<span style="font-family: "Trebuchet MS", sans-serif;"><strong>Debt Recovery Service</strong><br />Creditserve also offer this back up service to the online credit reporting and work on a no collection-no commission basis. We work on all cases on pre legal basis and add costs and interests to the debt value which you are entitled to from the time the debt becomes overdue.</span></div>
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<strong style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 16px;"><span style="font-family: "Trebuchet MS", sans-serif;">Crucial Top 10 tips for all credit control departments:- </span></strong><br style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 16px;" /><span style="background-color: white; font-family: "Trebuchet MS", sans-serif; font-size: 16px;">1. Always perform credit checks to ensure you know your customer<br />2. Get your customer to complete a credit application form<br />3. Wherever possible obtain a personal guarantee from company directors<br />4. Get a signed contract incorporating your terms and conditions<br />5. Give your customer a credit limit and review this regularly<br />6. Invoice on time and ensure details are accurate<br />7. Phone your customers before payments are due to ensure there are no queries<br />8. Send monthly statements<br />9. Use properly drafted collection letters<br />10. Consider outsourcing your non paying accounts to a reputable debt collection agency like Creditserve Collections</span><br style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 16px;" /><span style="background-color: white; font-family: "Trebuchet MS"; font-size: 16px;"></span><br style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 16px;" /><span style="background-color: white; font-family: "Trebuchet MS"; font-size: 16px;">If you would like any further information please feel free to contact me on 01992 414222 or email <a href="mailto:martin@creditserve.co.uk" style="color: #080861; text-decoration-line: none;">martin@creditserve.co.uk</a> LinkedIn Martin Brown or follow on Twitter @creditserve</span>Creditserve Business Information Ltdhttp://www.blogger.com/profile/02054732799974502648noreply@blogger.com0tag:blogger.com,1999:blog-7151174221903099110.post-58229087041323076362018-05-14T16:54:00.000+01:002018-05-14T16:54:59.219+01:00Interesting Credit Control Advice... <span style="font-family: "trebuchet ms" , sans-serif;"><span style="color: #7a6040; line-height: 16.8906px;">Whilst we all believe we are doing the correct up front checks and due diligence when opening new accounts many thousands of businesses in the UK fail every year simply because they are owed money and can’t juggle the cash flow. </span></span><br />
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<span style="font-family: "trebuchet ms" , sans-serif;"><span style="color: #7a6040; line-height: 16.8906px;">Systematic, well planned credit control practices must be put in place right at the start otherwise your company will join the mountain of other failed companies. Checking references, getting credit reports </span>a<span style="color: #7a6040; line-height: 16.8906px;">nd examining company business information is a sign of strength for a business and lets your customers know you are serious about your credit control procedure. Please see some of the pointers we would suggest when setting up new and potential customer accounts:-</span></span><br />
<span style="font-family: "trebuchet ms" , sans-serif;"><span style="color: #7a6040; line-height: 16.8906px;"><br /></span></span><span style="font-family: "trebuchet ms" , sans-serif;"><span style="color: #7a6040; line-height: 16.8906px;"><b>1. Get a detailed application form filled out correctly by your potential customer.</b></span></span><br />
<span style="font-family: "trebuchet ms" , sans-serif;"><span style="color: #7a6040; line-height: 16.8906px;"><br /></span></span><span style="font-family: "trebuchet ms" , sans-serif;"><span style="color: #7a6040; line-height: 16.8906px;">So many businesses are in the rush to get orders that they do not do the necessary groundwork when setting up customers, in some instances not even knowing the correct legal entity or billing address. All of these minor details can slow up getting paid on time!</span></span><br />
<span style="font-family: "trebuchet ms" , sans-serif;"><span style="color: #7a6040; line-height: 16.8906px;"><br /></span></span><span style="font-family: "trebuchet ms" , sans-serif;"><span style="color: #7a6040; line-height: 16.8906px;"><b>2. Do the necessary credit checks on ALL customers small or large.</b></span></span><br />
<span style="font-family: "trebuchet ms" , sans-serif;"><span style="color: #7a6040; line-height: 16.8906px;"><br /></span></span><span style="font-family: "trebuchet ms" , sans-serif;"><span style="color: #7a6040; line-height: 16.8906px;">When you are looking to supply a customer you need to carry out a <a href="http://www.creditserve.co.uk/">credit report</a>, these reports are instantly available online through credit reference agencies and can be purchased on a 'Pay As You Go' basis at under £10 per search or within packages which can cover you for a unlimited credit reports, usually on an annual agreement basis. </span></span><br />
<span style="font-family: "trebuchet ms" , sans-serif;"><span style="color: #7a6040; line-height: 16.8906px;"><br /></span></span><span style="font-family: "trebuchet ms" , sans-serif;"><span style="color: #7a6040; line-height: 16.8906px;">In my professional opinion reporting bundles are the way to go as you get so much more within them, such as the ability to monitor customers, enabling you to receive any changes that take place, professional business advice and amongst other things freedom to utilise the systems when you need to.</span></span><br />
<span style="font-family: "trebuchet ms" , sans-serif;"><span style="color: #7a6040; line-height: 16.8906px;"><br /></span></span><span style="font-family: "trebuchet ms" , sans-serif;"><span style="color: #7a6040; line-height: 16.8906px;"><b>3. Stick to your credit limit and credit terms.</b></span></span><br />
<span style="font-family: "trebuchet ms" , sans-serif;"><span style="color: #7a6040; line-height: 16.8906px;"><br /></span></span><span style="font-family: "trebuchet ms" , sans-serif;"><span style="color: #7a6040; line-height: 16.8906px;">From the outset you will need to be tough as customers will look to bully or bluff a higher credit limit from you, so stick to your limit! This also happens when it comes to payment with some customers looking to set their own terms of payment. You will need to be firm, but fair and not waiver because if you allow them an inch they will no doubt take a mile! </span></span><br />
<span style="font-family: "trebuchet ms" , sans-serif;"><span style="color: #7a6040; line-height: 16.8906px;"><br /></span></span><span style="font-family: "trebuchet ms" , sans-serif;"><span style="color: #7a6040; line-height: 16.8906px;">You could even make a telephone call or send an email gently reminding your customers that payment is due on a certain date, this shows good customer relations but also that you have your finger on the pulse.</span></span><br />
<span style="font-family: "trebuchet ms" , sans-serif;"><span style="color: #7a6040; line-height: 16.8906px;"><br /></span></span><span style="font-family: "trebuchet ms" , sans-serif;"><span style="color: #7a6040; line-height: 16.8906px;"><b>4. Don't be afraid to use debt recovery agents to recover outstanding monies owed to you.</b></span></span><br />
<span style="font-family: "trebuchet ms" , sans-serif;"><span style="color: #7a6040; line-height: 16.8906px;"><br /></span></span><span style="color: #7a6040; font-family: "trebuchet ms" , sans-serif;"><span style="line-height: 16.8906px;">This is one step that businesses do not grasp as much as they possibly should. You can utilise the professionalism of an outside <a href="http://www.creditserve.co.uk/About-Us">debt recovery agency </a>without costing yourself or your company time and lots of money. Any debt recovery agency worth its sort will not charge upfront fees, they simply apply a commission charge if and when they are successful. </span></span><br />
<span style="color: #7a6040; font-family: "trebuchet ms" , sans-serif;"><span style="line-height: 16.8906px;"><br /></span></span><span style="color: #7a6040; font-family: "trebuchet ms" , sans-serif;"><span style="line-height: 16.8906px;">Obviously doing the chasing and sending letters has an expense to your company, so if you are getting nowhere with a delinquent debtor why not pass it on to the agency and let them recover the money for you. </span></span><br />
<span style="color: #7a6040; font-family: "trebuchet ms" , sans-serif;"><span style="line-height: 16.8906px;"><br /></span></span><span style="color: #7a6040; font-family: "trebuchet ms" , sans-serif;"><span style="line-height: 16.8906px;">Usually a good commission rate is between 7 - 12% on any monies recovered, but remember it is your right to add costs and interest to the debt from the date it becomes overdue.</span></span><br />
<span style="color: #7a6040; font-family: "trebuchet ms" , sans-serif;"><span style="line-height: 16.8906px;"><br /></span></span><span style="color: #7a6040; font-family: "trebuchet ms" , sans-serif;"><span style="line-height: 16.8906px;">If you would like to know more or have any questions please email me on martin@creditserve.co.uk or follow me on twitter @creditserve</span></span>Creditserve Business Information Ltdhttp://www.blogger.com/profile/02054732799974502648noreply@blogger.com0tag:blogger.com,1999:blog-7151174221903099110.post-79711030599830461022018-01-22T16:51:00.000+00:002018-01-22T16:51:07.460+00:00International Business Credit Checks 2018<b><u><span style="font-family: "arial" , "helvetica" , sans-serif;">INTERNATIONAL CREDIT REPORTING</span></u></b><br />
<b><u><span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span></u></b><b><u><span style="font-family: "arial" , "helvetica" , sans-serif;">Do you know who you are dealing with?</span></u></b><br />
<b><u><span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span></u></b><span style="font-family: "arial" , "helvetica" , sans-serif;">Although the world has become a smaller place since the dawn of the internet many companies continue to take unnecessary risks when entering into business transactions with customers both domestic and internationally.</span><br />
<span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span><span style="font-family: "arial" , "helvetica" , sans-serif;">Gathering information has never been easier when trying to assess a potential customers identity and therein creditworthiness. However is the information you can obtain on the customers websites really something the allows and encourages a sound business decision to be made upon? </span><br />
<span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span><span style="font-family: "arial" , "helvetica" , sans-serif;">This is where online credit reporting allows companies to make the most informed and sound business decisions instantly. These reports are extremely detailed, providing a whole host of information such as incorporation details, financial accounts, group structure, risk analysis and recommendation along with payment data. It is also a very cost effective way of obtaining the most up to date information on a potential or current customer.</span><br />
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<span style="font-family: "arial" , "helvetica" , sans-serif;">Credit reference agencies can offer credit reports on either a pay as you go basis or within packages to specifically suit our customers requirements. However very few have the coverage of Creditserve. </span><br />
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<span style="font-family: "arial" , "helvetica" , sans-serif;">Please see the range of countries below which we can provide instant reports in:- </span><br />
<ul>
<li><span style="text-indent: -18pt;"><span style="font-family: "arial" , "helvetica" , sans-serif;">Online overseas credit reports available in the following countries:- Belgium, Czech Rep, Denmark, Finland, France, Germany, Iceland, Italy, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Spain, Sweden, Switzerland and USA (PAYG basis £30 + VAT per report)</span></span></li>
</ul>
<ul>
<li><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="text-indent: -18pt;">2 hour turnaround overseas credit reports available in the following countries:- Albania, Austria, Bosnia, Bulgaria, Canada, Croatia, Estonia, Greenland, Hungary, Kosovo, Latvia, Macedonia, Moldova, Montenegro, Romania, Serbia, Slovenia and Ukraine.</span></span></li>
</ul>
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<span style="font-family: "arial" , "helvetica" , sans-serif;"> </span><b><u><span style="font-family: "arial" , "helvetica" , sans-serif;">OFFLINE INTERNATIONAL CREDIT REPORTS:-</span></u></b></div>
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<span lang="EN-US"><span style="font-family: "arial" , "helvetica" , sans-serif;">With regards to offline international reports we can offer reports on companies in any country worldwide on a 5-7 day turnaround (depending on country, however in most instances information will be provided much sooner than this time line) on a pay as you go basis. Please view a list of countries via the link: <a href="http://reports.creditserve.co.uk/Company/OverseasCompanySearch.aspx">http://reports.creditserve.co.uk/Company/OverseasCompanySearch.aspx</a>. <b>(Reductions in price for package purchases)</b><o:p></o:p></span></span></div>
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<span lang="EN-US"><span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span></span></div>
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<span lang="EN-US"><span style="font-family: "arial" , "helvetica" , sans-serif;">If you have any questions or potential requirements please do not hesitate to contact martin@creditserve.co.uk or call on 01992 414222</span></span></div>
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<span lang="EN-US"><span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span></span></div>
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<span lang="EN-US"><span style="font-family: "arial" , "helvetica" , sans-serif;">Kind regards</span></span></div>
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<span lang="EN-US"><span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span></span></div>
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<span lang="EN-US"><span style="font-family: "arial" , "helvetica" , sans-serif;">Martin Brown</span></span><br />
<span style="font-family: arial, helvetica, sans-serif;">Creditserve Business Information Ltd</span><br />
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Creditserve Business Information Ltdhttp://www.blogger.com/profile/02054732799974502648noreply@blogger.com0England, UK52.3555177 -1.174319700000069142.4995277 -21.828616700000069 62.2115077 19.479977299999931tag:blogger.com,1999:blog-7151174221903099110.post-193611099783035072017-11-20T16:48:00.000+00:002017-11-20T16:48:03.461+00:00Money Laundering Regulations 2017<h1 style="background-color: white; box-sizing: border-box; direction: ltr; font-family: "Benton Modern Display", serif; font-size: 3.4rem; font-weight: normal; line-height: 1.1; margin: 0.6em 0px 0.5em; padding: 0px; text-rendering: optimizeLegibility;">
Money Laundering Regulations 2017</h1>
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The Government has published new regulations transposing the 4th Anti Money Laundering Directive into UK law. These are effective from 26 June 2017.</div>
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The regulations build on the current regulatory framework although there are some specific, and potentially significant, changes that you need to be aware of.</div>
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The CCAB has published their <a href="http://www.ccab.org.uk/reports.php" style="background: transparent; border-bottom: 1px dotted currentcolor; box-sizing: border-box; color: #215a8e; font-family: AvenirNextLTW01-Demi, sans-serif; line-height: 1.5; margin-bottom: 0px; overflow-wrap: break-word; text-decoration-line: none;" target="_blank">draft AML guidance</a> for the accountancy sector. This draft guidance has been updated for the 2017 Regulations and sent to HM Treasury for approval later this year, after which it will be published as final.</div>
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Whole firm risk assessment (s.18)</h1>
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Identifying and assessing risk was an important theme running through Money Laundering Regulations 2007 (MLR07) and firms were encouraged to assess the risks faced by the business, as well as the risk that clients would be involved in money laundering or terrorist financing.</div>
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The <a href="http://www.legislation.gov.uk/uksi/2017/692/made" style="background: transparent; border-bottom: 1px dotted currentcolor; box-sizing: border-box; color: #215a8e; font-family: AvenirNextLTW01-Demi, sans-serif; line-height: 1.5; margin-bottom: 0px; overflow-wrap: break-word; text-decoration-line: none;" target="_blank">regulations</a> set out a more prescriptive approach to this firm-wide risk assessment. There is a requirement for a written risk assessment and a list of factors that you must take into account. These are:</div>
<ul style="box-sizing: border-box; direction: ltr; font-family: inherit; font-size: 1rem; line-height: inherit; list-style-position: outside; margin: 0px 0px 1.6em; padding: 0px 0px 0px 1.2em;">
<li style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-size: 1rem; line-height: 1.6em; list-style-image: url("../img/global/icon__bullet--black--60.svg"); margin: 0px 0px 1em; padding: 0px 0px 0px 0.5em;">information provided by ICAEW, as your Supervisory Authority on risk factors in the sector;</li>
<li style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-size: 1rem; line-height: 1.6em; list-style-image: url("../img/global/icon__bullet--black--60.svg"); margin: 0px 0px 1em; padding: 0px 0px 0px 0.5em;">your customers;</li>
<li style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-size: 1rem; line-height: 1.6em; list-style-image: url("../img/global/icon__bullet--black--60.svg"); margin: 0px 0px 1em; padding: 0px 0px 0px 0.5em;">the countries or geographic areas in which you operate;</li>
<li style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-size: 1rem; line-height: 1.6em; list-style-image: url("../img/global/icon__bullet--black--60.svg"); margin: 0px 0px 1em; padding: 0px 0px 0px 0.5em;">your products or services;</li>
<li style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-size: 1rem; line-height: 1.6em; list-style-image: url("../img/global/icon__bullet--black--60.svg"); margin: 0px 0px 1em; padding: 0px 0px 0px 0.5em;">your transactions; and</li>
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You can continue to use Chapter 4 of the CCAB guidance (<a href="https://www.icaew.com/en/membership/regulations-standards-and-guidance/practice-management/anti-money-laundering-guidance" style="background: transparent; border-bottom: 1px dotted currentcolor; box-sizing: border-box; color: #215a8e; font-family: AvenirNextLTW01-Demi, sans-serif; line-height: 1.5; margin-bottom: 0px; overflow-wrap: break-word; text-decoration-line: none;">Tech 04/08</a>) to help you perform your risk assessment. This chapter encourages you to design the nature and extent of your AML procedures based on:</div>
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<li style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-size: 1rem; line-height: 1.6em; list-style-image: url("../img/global/icon__bullet--black--60.svg"); margin: 0px 0px 1em; padding: 0px 0px 0px 0.5em;">the nature, scale, complexity and diversity of your business;</li>
<li style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-size: 1rem; line-height: 1.6em; list-style-image: url("../img/global/icon__bullet--black--60.svg"); margin: 0px 0px 1em; padding: 0px 0px 0px 0.5em;">the geographical spread of your client operations, including any local AML regimes that apply; and</li>
<li style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-size: 1rem; line-height: 1.6em; list-style-image: url("../img/global/icon__bullet--black--60.svg"); margin: 0px 0px 1em; padding: 0px 0px 0px 0.5em;">the extent to which operations are linked to other organisations (such as networking businesses, agencies or outsourcing suppliers).</li>
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The regulations accept that the nature of the risk assessment will depend on the size and nature of your firm. The overall risk assessment of a small firm may be quite succinct – the most important part is that you properly identify and assess the risk of money laundering or terrorist financing and that your assessment is documented.</div>
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During 2018, we may perform a themed review of firm-wide AML risk assessments. From this review, we can identify areas that firms may find difficult and provide feedback and guidance. In order to do this, we may ask a sample of firms to submit their risk assessment to us.</div>
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<a href="https://www.blogger.com/null" name="s21a" style="background: transparent; box-sizing: border-box; color: #4d7ba5; line-height: 1.5; overflow-wrap: break-word;"></a>Internal controls – officer responsible for compliance (s.21a)</h2>
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Firms must now appoint a money laundering compliance principal (MLCP) and that individual must be on the board of directors (or equivalent management body), or a member of senior management, where appropriate to the size and nature of the business. Sole practitioners with no employees are exempt from this requirement.</div>
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Firms must also appoint a nominated officer (i.e, the individual nominated to receive internal suspicious activity reports and who assesses whether a suspicious activity report should be made to the National Crime Agency (NCA)).</div>
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All firms currently have an MLRO under MLR07, where this person is sufficiently senior then they can act as MLCP and nominated officer.</div>
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If the MLRO is not sufficiently senior and an MLCP must be appointed, the MLCP’s name must be communicated to ICAEW within 14 days of first appointment.</div>
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Please send information on this appointment to Paul Simkins, Director of Quality Assurance, ICAEW, Metropolitan House, 321 Avebury Blvd, Milton Keynes, MK9 2FZ.</div>
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However, ICAEW will presume that the MLCP is the same individual as the firm’s registered MLRO unless the firm informs us otherwise.</div>
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<a href="https://www.blogger.com/null" name="s21b" style="background: transparent; box-sizing: border-box; color: #4d7ba5; line-height: 1.5; overflow-wrap: break-word;"></a>Internal controls - screening of relevant employees (s.21b)</h2>
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Where appropriate to the size and nature of the business, firms must now assess the skills, knowledge, conduct and integrity of those employees who are involved in identifying, mitigating, preventing or detecting money laundering and terrorist financing in the course of business. This includes those staff whose work is relevant to compliance with the regulations.</div>
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You will already assess your staff for competence, conduct and integrity. You must now make sure that these assessments include money laundering.</div>
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You must also regularly train your staff in how to recognise and deal with transactions and other activities which may be related to money laundering or terrorist financing.</div>
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<a href="https://www.blogger.com/null" name="s21c" style="background: transparent; box-sizing: border-box; color: #4d7ba5; line-height: 1.5; overflow-wrap: break-word;"></a>Internal controls - independent audit function (s.21c)</h2>
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The draft regulations say that firms must establish an independent audit function to assess the adequacy and effectiveness of the firms AML policies, controls and procedures. Sole practitioners with no employees are exempt from this requirement.</div>
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You should already be performing a money laundering compliance review, which we believe addresses the requirement for an independent audit function. You should make sure that your Money Laundering Compliance Principal is responsible for performing this review. You should perform a compliance review regularly and where you identify any recommendations, you must monitor the firm’s compliance with these recommendations.</div>
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<a href="https://www.blogger.com/null" name="policies" style="background: transparent; box-sizing: border-box; color: #4d7ba5; line-height: 1.5; overflow-wrap: break-word;"></a>Policies, controls and procedures: (s.19 and s.20)</h2>
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MLR07 required firms to have policies, controls and procedures to prevent activities related to money laundering and terrorist financing, as well as data protection requirements. A written record of training must be maintained.</div>
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The regulations build on these by requiring you to document these policies, controls and procedures and that your senior management approves them.</div>
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There is also a new requirement for firms with overseas subsidiaries and branches to establish group wide policies and procedures that comply with UK requirements:</div>
<ul style="box-sizing: border-box; direction: ltr; font-family: inherit; font-size: 1rem; line-height: inherit; list-style-position: outside; margin: 0px 0px 1.6em; padding: 0px 0px 0px 1.2em;">
<li style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-size: 1rem; line-height: 1.6em; list-style-image: url("../img/global/icon__bullet--black--60.svg"); margin: 0px 0px 1em; padding: 0px 0px 0px 0.5em;">If you have a subsidiary or branch that operates in an EEA state, you must make sure that the subsidiary or branch complies with the money laundering laws of that state.</li>
<li style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-size: 1rem; line-height: 1.6em; list-style-image: url("../img/global/icon__bullet--black--60.svg"); margin: 0px 0px 1em; padding: 0px 0px 0px 0.5em;">If you have a subsidiary or branch that operates outside of the EEA, then you must make sure that the subsidiary or branch complies with the UK regulations. Where this is not possible because of local legislation you must inform ICAEW and implement additional procedures to address the money laundering risk.</li>
</ul>
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<a href="https://www.blogger.com/null" name="cdd" style="background: transparent; box-sizing: border-box; color: #4d7ba5; line-height: 1.5; overflow-wrap: break-word;"></a>Client due diligence (CDD)</h2>
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The regulations keep the core requirement that you must perform client due diligence before you establish a business relationship and when you identify any factors relevant to your risk assessment that have changed. These include:</div>
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<li style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-size: 1rem; line-height: 1.6em; list-style-image: url("../img/global/icon__bullet--black--60.svg"); margin: 0px 0px 1em; padding: 0px 0px 0px 0.5em;">your client’s identity has changed;</li>
<li style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-size: 1rem; line-height: 1.6em; list-style-image: url("../img/global/icon__bullet--black--60.svg"); margin: 0px 0px 1em; padding: 0px 0px 0px 0.5em;">you have identified a transaction that isn’t consistent with your knowledge of your client; or</li>
<li style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-size: 1rem; line-height: 1.6em; list-style-image: url("../img/global/icon__bullet--black--60.svg"); margin: 0px 0px 1em; padding: 0px 0px 0px 0.5em;">the services you are providing to your client have changed.</li>
</ul>
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You must still identify the beneficial owner and verify them (on a risk sensitive basis) but the regulations state that you can’t rely solely on Companies House registers of beneficial ownership.</div>
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There are three key changes to the CDD requirements:</div>
<ul style="box-sizing: border-box; direction: ltr; font-family: inherit; font-size: 1rem; line-height: inherit; list-style-position: outside; margin: 0px 0px 1.6em; padding: 0px 0px 0px 1.2em;">
<li style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-size: 1rem; line-height: 1.6em; list-style-image: url("../img/global/icon__bullet--black--60.svg"); margin: 0px 0px 1em; padding: 0px 0px 0px 0.5em;">You must now also complete CDD where you only perform company formation services, even if that service is a one-off service for that client. (s.4(2))</li>
<li style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-size: 1rem; line-height: 1.6em; list-style-image: url("../img/global/icon__bullet--black--60.svg"); margin: 0px 0px 1em; padding: 0px 0px 0px 0.5em;">You must also identify and verify the identity of a person purporting to act on behalf of your client.</li>
<li style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-size: 1rem; line-height: 1.6em; list-style-image: url("../img/global/icon__bullet--black--60.svg"); margin: 0px 0px 1em; padding: 0px 0px 0px 0.5em;">You <strong style="box-sizing: border-box; line-height: inherit;">must obtain and verify</strong> the name of the body corporate, its registration number, its registered address, and principal place of business. You must also take reasonable measures to determine and verify the law to which it is subject, its constitution (set out in governing documents) and the names of the board of directors and its senior management. (s.28(3))</li>
</ul>
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<a href="https://www.blogger.com/null" name="sdd" style="background: transparent; box-sizing: border-box; color: #4d7ba5; line-height: 1.5; overflow-wrap: break-word;"></a>Simplified Due Diligence (SDD) (s.37)</h2>
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Under MLR07, SDD was the default option for a defined list of entities eg. listed companies.</div>
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Instead the regulations embed SDD into the risk-based approach. You must still perform CDD but you may limit that due diligence based on whether you think simplified due diligence is appropriate. The regulations gives a list of low risk factors where SDD may be appropriate, which is similar to the list of entities in MLR07 (ie, credit or financial institutions) but also includes customers in geographical areas of lower risk.</div>
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<a href="https://www.blogger.com/null" name="edd" style="background: transparent; box-sizing: border-box; color: #4d7ba5; line-height: 1.5; overflow-wrap: break-word;"></a>Enhanced Due Diligence (EDD) (s.33)</h2>
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The rules around EDD are significantly different under the regulations. There is a defined list of situations where you must apply EDD. These are:</div>
<ul style="box-sizing: border-box; direction: ltr; font-family: inherit; font-size: 1rem; line-height: inherit; list-style-position: outside; margin: 0px 0px 1.6em; padding: 0px 0px 0px 1.2em;">
<li style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-size: 1rem; line-height: 1.6em; list-style-image: url("../img/global/icon__bullet--black--60.svg"); margin: 0px 0px 1em; padding: 0px 0px 0px 0.5em;">where there is a high risk of money laundering or terrorist financing;</li>
<li style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-size: 1rem; line-height: 1.6em; list-style-image: url("../img/global/icon__bullet--black--60.svg"); margin: 0px 0px 1em; padding: 0px 0px 0px 0.5em;">in any business relationship with a client established in a high-risk country;</li>
<li style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-size: 1rem; line-height: 1.6em; list-style-image: url("../img/global/icon__bullet--black--60.svg"); margin: 0px 0px 1em; padding: 0px 0px 0px 0.5em;">if the client is a Politically Exposed Person (PEP), or a family member or known close associate of a PEP;</li>
<li style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-size: 1rem; line-height: 1.6em; list-style-image: url("../img/global/icon__bullet--black--60.svg"); margin: 0px 0px 1em; padding: 0px 0px 0px 0.5em;">in any case where the client has provided false or stolen identification documentation or information on establishing a relationship;</li>
<li style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-size: 1rem; line-height: 1.6em; list-style-image: url("../img/global/icon__bullet--black--60.svg"); margin: 0px 0px 1em; padding: 0px 0px 0px 0.5em;">in cases where you identify that the client has entered into transactions that are complex and unusually large, or there is an unusual pattern of transactions, and the transaction or transactions have no apparent economic or legal purpose</li>
</ul>
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If your risk assessment identifies that you should carry out EDD, then you must, as a minimum:</div>
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<li style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-size: 1rem; line-height: 1.6em; list-style-image: url("../img/global/icon__bullet--black--60.svg"); margin: 0px 0px 1em; padding: 0px 0px 0px 0.5em;">as far as reasonably possible, understand the background and purpose of the transaction, and</li>
<li style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-size: 1rem; line-height: 1.6em; list-style-image: url("../img/global/icon__bullet--black--60.svg"); margin: 0px 0px 1em; padding: 0px 0px 0px 0.5em;">increase the degree and nature of monitoring of the business relationship to determine whether the transaction or your business relationship are suspicious.</li>
</ul>
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You may also choose to perform one of the following measures:</div>
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<li style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-size: 1rem; line-height: 1.6em; list-style-image: url("../img/global/icon__bullet--black--60.svg"); margin: 0px 0px 1em; padding: 0px 0px 0px 0.5em;">seek additional independent, reliable sources to verify information the client has provided to you;</li>
<li style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-size: 1rem; line-height: 1.6em; list-style-image: url("../img/global/icon__bullet--black--60.svg"); margin: 0px 0px 1em; padding: 0px 0px 0px 0.5em;">take additional measures to understand better the background, ownership and financial situation of your client, and other parties to the transaction;</li>
<li style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-size: 1rem; line-height: 1.6em; list-style-image: url("../img/global/icon__bullet--black--60.svg"); margin: 0px 0px 1em; padding: 0px 0px 0px 0.5em;">take further steps satisfy yourself that the transaction is consistent with the purpose and intended nature of the business relationship; or</li>
<li style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-size: 1rem; line-height: 1.6em; list-style-image: url("../img/global/icon__bullet--black--60.svg"); margin: 0px 0px 1em; padding: 0px 0px 0px 0.5em;">increase your monitoring of the business relationship, including greater scrutiny of transactions.</li>
</ul>
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The regulations give a list of risk factors that might indicate that there is a high-risk of money laundering or terrorist financing. You should consider these when assessing if EDD might be appropriate (s.33).</div>
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Customer risk factors</h3>
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<li style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-size: 1rem; line-height: 1.6em; list-style-image: url("../img/global/icon__bullet--black--60.svg"); margin: 0px 0px 1em; padding: 0px 0px 0px 0.5em;">the business relationship is conducted in unusual circumstances</li>
<li style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-size: 1rem; line-height: 1.6em; list-style-image: url("../img/global/icon__bullet--black--60.svg"); margin: 0px 0px 1em; padding: 0px 0px 0px 0.5em;">the customer is resident in a geographical area considered to be an area of high risk</li>
<li style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-size: 1rem; line-height: 1.6em; list-style-image: url("../img/global/icon__bullet--black--60.svg"); margin: 0px 0px 1em; padding: 0px 0px 0px 0.5em;">the customer is a legal person or arrangement that is a vehicle for holding personal assets</li>
<li style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-size: 1rem; line-height: 1.6em; list-style-image: url("../img/global/icon__bullet--black--60.svg"); margin: 0px 0px 1em; padding: 0px 0px 0px 0.5em;">the customer is a company that has nominee shareholders or bearer shares</li>
<li style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-size: 1rem; line-height: 1.6em; list-style-image: url("../img/global/icon__bullet--black--60.svg"); margin: 0px 0px 1em; padding: 0px 0px 0px 0.5em;">the customer is a business that is cash intensive</li>
<li style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-size: 1rem; line-height: 1.6em; list-style-image: url("../img/global/icon__bullet--black--60.svg"); margin: 0px 0px 1em; padding: 0px 0px 0px 0.5em;">the corporate structure of the customer is unusual or excessively complex given the nature of the company’s business</li>
</ul>
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Product, service, transaction or delivery channel risk factors</h3>
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<li style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-size: 1rem; line-height: 1.6em; list-style-image: url("../img/global/icon__bullet--black--60.svg"); margin: 0px 0px 1em; padding: 0px 0px 0px 0.5em;">the product involves private banking</li>
<li style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-size: 1rem; line-height: 1.6em; list-style-image: url("../img/global/icon__bullet--black--60.svg"); margin: 0px 0px 1em; padding: 0px 0px 0px 0.5em;">the product or transaction is one which might favour anonymity</li>
<li style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-size: 1rem; line-height: 1.6em; list-style-image: url("../img/global/icon__bullet--black--60.svg"); margin: 0px 0px 1em; padding: 0px 0px 0px 0.5em;">the situation involves non-face-to-face business relationships or transactions, without certain safeguards, such as electronic signatures</li>
<li style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-size: 1rem; line-height: 1.6em; list-style-image: url("../img/global/icon__bullet--black--60.svg"); margin: 0px 0px 1em; padding: 0px 0px 0px 0.5em;">payments will be received from unknown or unassociated third parties</li>
<li style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-size: 1rem; line-height: 1.6em; list-style-image: url("../img/global/icon__bullet--black--60.svg"); margin: 0px 0px 1em; padding: 0px 0px 0px 0.5em;">new products and new business practices are involved, including new delivery mechanisms, and the use of new or developing technologies for both new and pre-existing products</li>
<li style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-size: 1rem; line-height: 1.6em; list-style-image: url("../img/global/icon__bullet--black--60.svg"); margin: 0px 0px 1em; padding: 0px 0px 0px 0.5em;">the service involves the provision of nominee directors, nominee shareholders or shadow directors, or the formation of companies in third countries</li>
</ul>
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Geographical risk factors</h3>
<ul style="box-sizing: border-box; direction: ltr; font-family: inherit; font-size: 1rem; line-height: inherit; list-style-position: outside; margin: 0px 0px 1.6em; padding: 0px 0px 0px 1.2em;">
<li style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-size: 1rem; line-height: 1.6em; list-style-image: url("../img/global/icon__bullet--black--60.svg"); margin: 0px 0px 1em; padding: 0px 0px 0px 0.5em;">countries identified by credible sources, such as mutual evaluations, detailed assessment reports or published follow-up reports, as not having effective systems to counter money laundering and terrorist financing</li>
<li style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-size: 1rem; line-height: 1.6em; list-style-image: url("../img/global/icon__bullet--black--60.svg"); margin: 0px 0px 1em; padding: 0px 0px 0px 0.5em;">countries identified by credible sources as having significant levels of corruption or other criminal activity</li>
<li style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-size: 1rem; line-height: 1.6em; list-style-image: url("../img/global/icon__bullet--black--60.svg"); margin: 0px 0px 1em; padding: 0px 0px 0px 0.5em;">countries subject to sanctions, embargoes or similar measures issued by, for example, the European Union or the United Nations</li>
<li style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-size: 1rem; line-height: 1.6em; list-style-image: url("../img/global/icon__bullet--black--60.svg"); margin: 0px 0px 1em; padding: 0px 0px 0px 0.5em;">countries providing funding or support for terrorism</li>
<li style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-size: 1rem; line-height: 1.6em; list-style-image: url("../img/global/icon__bullet--black--60.svg"); margin: 0px 0px 1em; padding: 0px 0px 0px 0.5em;">countries that have organisations designated by the UK, the EU or other countries/international organisations as terrorist organisations</li>
</ul>
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<a href="https://www.blogger.com/null" name="pep" style="background: transparent; box-sizing: border-box; color: #4d7ba5; line-height: 1.5; overflow-wrap: break-word;"></a>Politically exposed persons (PEP)</h2>
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The regulations require you to have procedures in place that will identify whether a client, or the beneficial owner of a client, is a PEP or a family member or known close associate of a PEP.</div>
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A family member of a PEP includes their spouse, civil partner, children and parents.</div>
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A known close associate of a PEP means:</div>
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<li style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-size: 1rem; line-height: 1.6em; list-style-image: url("../img/global/icon__bullet--black--60.svg"); margin: 0px 0px 1em; padding: 0px 0px 0px 0.5em;">an individual known to have joint beneficial ownership of a legal entity or a legal arrangement or any other close business relations with a PEP</li>
<li style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-size: 1rem; line-height: 1.6em; list-style-image: url("../img/global/icon__bullet--black--60.svg"); margin: 0px 0px 1em; padding: 0px 0px 0px 0.5em;">an individual who has sole beneficial ownership of a legal entity or a legal arrangement which is known to have been set up for the benefit of a PEP;</li>
</ul>
<div style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-family: inherit; font-size: 1rem; line-height: 1.6em; margin-bottom: 1.6em; padding: 0px; text-rendering: optimizeLegibility;">
When you identify a potential client is a PEP, you must assess the level of risk associated with your client and the extent of any EDD that you should perform on that client. As a minimum, you must:</div>
<ul style="box-sizing: border-box; direction: ltr; font-family: inherit; font-size: 1rem; line-height: inherit; list-style-position: outside; margin: 0px 0px 1.6em; padding: 0px 0px 0px 1.2em;">
<li style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-size: 1rem; line-height: 1.6em; list-style-image: url("../img/global/icon__bullet--black--60.svg"); margin: 0px 0px 1em; padding: 0px 0px 0px 0.5em;">obtain senior management approval for the relationship;</li>
<li style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-size: 1rem; line-height: 1.6em; list-style-image: url("../img/global/icon__bullet--black--60.svg"); margin: 0px 0px 1em; padding: 0px 0px 0px 0.5em;">take adequate measures to establish the source of wealth and funds; and</li>
<li style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-size: 1rem; line-height: 1.6em; list-style-image: url("../img/global/icon__bullet--black--60.svg"); margin: 0px 0px 1em; padding: 0px 0px 0px 0.5em;">perform enhanced ongoing monitoring of the relationship.</li>
</ul>
<div style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-family: inherit; font-size: 1rem; line-height: 1.6em; margin-bottom: 1.6em; padding: 0px; text-rendering: optimizeLegibility;">
When a client ceases to be a PEP, you must continue to apply your EDD procedures for at least 12 months (or longer if necessary to address the risk of money laundering or terrorist financing). However, if your client is a family member or known associate of a PEP, you can stop applying EDD procedures as soon as the PEP status ends.</div>
<div style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-family: inherit; font-size: 1rem; line-height: 1.6em; margin-bottom: 1.6em; padding: 0px; text-rendering: optimizeLegibility;">
In determining whether someone is a known close associate of a PEP, obliged entities are allowed to rely only information they already hold or that which is freely available in the public domain.</div>
<ul class="link-list component" style="box-sizing: border-box; direction: ltr; font-family: inherit; font-size: 1rem; line-height: inherit; list-style-position: outside; margin: 0px 0px 1.6em; padding: 0px;">
<li style="background: url("../img/global/link__chevron--utility-blue--70--small.svg") 0.5em 0.25em / 0.625rem no-repeat; border: none; box-sizing: border-box; color: #4d4d4d; direction: ltr; font-size: 1rem; line-height: 1.6em; list-style: none; margin: 0px 0px 1em; min-height: 1.8em; padding: 0px 0px 0px 1.8em;"><a href="https://www.fca.org.uk/publications/consultation-papers/gc17-2-treatment-politically-exposed-persons-peps-money-laundering" style="background: transparent; border-bottom: 1px dotted transparent; box-sizing: border-box; color: #215a8e; font-family: AvenirNextLTW01-Demi, sans-serif; line-height: 1.6em; overflow-wrap: break-word; text-decoration-line: none; vertical-align: top;" target="_blank">FCA have also published draft guidance on the treatment of PEPs</a>.</li>
</ul>
<h2 style="box-sizing: border-box; color: black; direction: ltr; font-family: "Benton Modern Display It", serif; font-size: 1.8rem; line-height: 1.1; margin: 0px 0px 0.5em; padding: 0.5em 0px 0px; text-rendering: optimizeLegibility;">
<a href="https://www.blogger.com/null" name="reliance" style="background: transparent; box-sizing: border-box; color: #4d7ba5; line-height: 1.5; overflow-wrap: break-word;"></a>Reliance on third parties (s.39)</h2>
<div style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-family: inherit; font-size: 1rem; line-height: 1.6em; margin-bottom: 1.6em; padding: 0px; text-rendering: optimizeLegibility;">
If you place reliance on the CDD of a third party, or if a third party places reliance on your CDD, you need to be aware of the changes under the regulations.</div>
<div style="box-sizing: border-box; color: #4d4d4d; direction: ltr; font-family: inherit; font-size: 1rem; line-height: 1.6em; margin-bottom: 1.6em; padding: 0px; text-rendering: optimizeLegibility;">
If you are relying on a third party, you must obtain all relevant information. You must also enter into a written arrangement that confirms that the firm being relied on will provide the relevant documentation immediately on request.</div>
</div>
</div>
Creditserve Business Information Ltdhttp://www.blogger.com/profile/02054732799974502648noreply@blogger.com0tag:blogger.com,1999:blog-7151174221903099110.post-18571209062851212152016-04-26T12:58:00.001+01:002016-04-26T12:58:07.978+01:00Creditserve Business Information Ltd's Business Credit Reports & Credit Checking Services: Most Important Things To Look For In Business Cred...<a href="http://creditservebusinesscreditreports.blogspot.com/2014/09/most-important-things-to-look-for-in.html?spref=bl">Creditserve Business Information Ltd's Business Credit Reports & Credit Checking Services: Most Important Things To Look For In Business Cred...</a>: Introduction When carrying out credit checks on potential and existing customers you will almost always be drawn to the credit limit of th...Creditserve Business Information Ltdhttp://www.blogger.com/profile/02054732799974502648noreply@blogger.com0tag:blogger.com,1999:blog-7151174221903099110.post-22654774980488130932016-02-10T14:46:00.002+00:002016-02-10T14:46:04.832+00:00International Business Credit Reporting<b><u><span style="font-family: Arial, Helvetica, sans-serif;">INTERNATIONAL CREDIT REPORTING</span></u></b><br />
<b><u><span style="font-family: Arial, Helvetica, sans-serif;"><br /></span></u></b>
<b><u><span style="font-family: Arial, Helvetica, sans-serif;">Do you know who you are dealing with?</span></u></b><br />
<b><u><span style="font-family: Arial, Helvetica, sans-serif;"><br /></span></u></b>
<span style="font-family: Arial, Helvetica, sans-serif;">Although the world has become a smaller place since the dawn of the internet many companies continue to take unnecessary risks when entering int business transactions with customers both domestic and internationally.</span><br />
<span style="font-family: Arial, Helvetica, sans-serif;"><br /></span>
<span style="font-family: Arial, Helvetica, sans-serif;">Gathering information has never been easier when trying to assess a potential customers identity and therein creditworthiness. However is the information you can obtain on the customers websites really something the allows a sound business decision to be made on? </span><br />
<span style="font-family: Arial, Helvetica, sans-serif;"><br /></span>
<span style="font-family: Arial, Helvetica, sans-serif;">This is where online credit reporting allows companies to make the most informed and sound business decisions. These reports are extremely detailed, providing a host of information such as incorporation details, financial accounts, group structure, risk analysis and recommendation along with payment data. It is also a very cost effective way of obtaining the most up to date information on a potential or current customer.</span><br />
<span style="font-family: Arial, Helvetica, sans-serif;"><br /></span>
<span style="font-family: Arial, Helvetica, sans-serif;">Creditserve offer credit reports on either a pay as you go basis or within packages to specifically suit our customers requirements. Please see the range of countries below which we can provide instant reports in:- </span><br />
<ul>
<li><span style="text-indent: -18pt;"><span style="font-family: Arial, Helvetica, sans-serif;">Online overseas credit reports
available in the following countries:- Belgium, Czech
Rep, Denmark, Finland, France, Germany, Iceland, Italy, Liechtenstein,
Lithuania, Luxembourg, Malta, Netherlands, Norway,
Poland, Portugal, Slovakia, Spain, Sweden, Switzerland and USA (PAYG basis £30 +
VAT per report)</span></span></li>
</ul>
<br />
<ul>
<li><span style="font-family: Arial, Helvetica, sans-serif;"><span style="text-indent: -18pt;">2 hour turnaround overseas credit
reports available in the following countries:- Albania, Austria, Bosnia,
Bulgaria, Canada, Croatia, Estonia, Greenland, Hungary, Kosovo, Latvia,
Macedonia, Moldova, Montenegro, Romania, Serbia, Slovenia and Ukraine.</span></span></li>
</ul>
<br />
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<span style="font-family: Arial, Helvetica, sans-serif;"> </span><b><u><span style="font-family: Arial, Helvetica, sans-serif;">OFFLINE
INTERNATIONAL CREDIT REPORTS:-</span></u></b></div>
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<br /></div>
<div class="MsoNormal">
<span lang="EN-US"><span style="font-family: Arial, Helvetica, sans-serif;">With regards to offline international reports we can
offer reports on companies in any country worldwide on a 5-7 day turnaround
(depending on country, however in most instances information will be provided
much sooner than this time line) on a pay as you go basis. Please view a list
of countries via the link: <a href="http://reports.creditserve.co.uk/Company/OverseasCompanySearch.aspx">http://reports.creditserve.co.uk/Company/OverseasCompanySearch.aspx</a>.
<b>(Reductions in price for package purchases)</b><o:p></o:p></span></span></div>
<div class="MsoNormal">
<span lang="EN-US"><span style="font-family: Arial, Helvetica, sans-serif;"><br /></span></span></div>
<div class="MsoNormal">
<span lang="EN-US"><span style="font-family: Arial, Helvetica, sans-serif;">If you have any potential requirements please do not hesitate to contact Martin@creditserve.co.uk or call on 01992 414222</span></span></div>
<div class="MsoNormal">
<span lang="EN-US"><span style="font-family: Arial, Helvetica, sans-serif;"><br /></span></span></div>
<div class="MsoNormal">
<span lang="EN-US"><span style="font-family: Arial, Helvetica, sans-serif;">Kind regards</span></span></div>
<div class="MsoNormal">
<span lang="EN-US"><span style="font-family: Arial, Helvetica, sans-serif;"><br /></span></span></div>
<div class="MsoNormal">
<span lang="EN-US"><span style="font-family: Arial, Helvetica, sans-serif;">Martin</span></span></div>
<br />
<br />Creditserve Business Information Ltdhttp://www.blogger.com/profile/02054732799974502648noreply@blogger.com0tag:blogger.com,1999:blog-7151174221903099110.post-12127713577033297222015-08-25T12:55:00.000+01:002015-08-25T12:56:35.364+01:00Creditserve Collections - Debt Collection Services <div class="MsoNormal">
<span style="font-family: Arial, Helvetica, sans-serif;"><strong><span lang="EN-US" style="font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-ansi-language: EN-US;">Debt Collection Services</span></strong><span lang="EN-US" style="font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-ansi-language: EN-US;"> </span><span lang="EN-US"><o:p></o:p></span></span></div>
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<span style="font-family: Arial, Helvetica, sans-serif;"><br /></span></div>
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<span style="font-family: Arial, Helvetica, sans-serif;"><span lang="EN-US" style="font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-ansi-language: EN-US;">I would like to confirm that we are a specialist
credit management agency and in addition to our debt recovery service we also
offer an in-house legal service for undefended actions. </span><span lang="EN-US"><o:p></o:p></span></span></div>
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<span style="font-family: Arial, Helvetica, sans-serif;"><br /></span></div>
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<span style="font-family: Arial, Helvetica, sans-serif;"><span lang="EN-US" style="font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-ansi-language: EN-US;">Accounts passed to us for collection are written to on
the same day by first class post. If the debtor does not respond we make
contact with them by telephone within 2-3 working days in order to qualify the
debt. Thereafter we would report to you on our progress. If legal action is
necessary to recover we would obtain your authority to do so. We deal with all
undefended actions in house.</span><span lang="EN-US"><o:p></o:p></span></span></div>
<div class="MsoNormal">
<span style="font-family: Arial, Helvetica, sans-serif;"><br /></span></div>
<div class="MsoNormal">
<span style="font-family: Arial, Helvetica, sans-serif;"><span lang="EN-US" style="font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-ansi-language: EN-US;">Litigation is a last resort, we choose to focus on
effective telephone techniques to bring about payment and negate the need for
legal action which can be costly and protracted.</span><span lang="EN-US"><o:p></o:p></span></span></div>
<div class="MsoNormal">
<span style="font-family: Arial, Helvetica, sans-serif;"><br /></span></div>
<div class="MsoNormal">
<span style="font-family: Arial, Helvetica, sans-serif;"><span lang="EN-US" style="font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-ansi-language: EN-US;">Under the late payment legislation you are entitled to
charge your debtors interest and compensation and these amounts are calculated,
added to your debt and passed on to you if recovered.</span><span lang="EN-US"><o:p></o:p></span></span></div>
<div class="MsoNormal">
<span style="font-family: Arial, Helvetica, sans-serif;"><br /></span></div>
<div class="MsoNormal">
<span style="font-family: Arial, Helvetica, sans-serif;"><span lang="EN-US" style="font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-ansi-language: EN-US;">Initially, debts are accepted on a <strong>'no collection no commission basis'</strong>
and I confirm that our commission charge on successful recoveries is 7% and
this is payable on all payments received by yourselves or us from the day after
our letter is sent.</span><span lang="EN-US"><o:p></o:p></span></span></div>
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<span style="font-family: Arial, Helvetica, sans-serif;"><br /></span></div>
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<span style="font-family: Arial, Helvetica, sans-serif;"><span lang="EN-US" style="font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-ansi-language: EN-US;">If it becomes necessary to issue legal proceedings our
fees are on a sliding scale and I would refer you to the attached schedule.
Once an account has 'gone legal' Legal Fees and Disbursements are payable
irrespective of the eventual outcome of the case.</span><span lang="EN-US"><o:p></o:p></span></span></div>
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<span style="font-family: Arial, Helvetica, sans-serif;"><br /></span></div>
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<span style="font-family: Arial, Helvetica, sans-serif;"><span lang="EN-US" style="font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-ansi-language: EN-US;">In order to accept your instruction we would require a
copy of the outstanding invoices or a statement, it is also useful to have
telephone or fax numbers or an email address for your debtor. It is also useful
to have an account application form completed by your debtor.<span style="color: blue;"> </span></span><span lang="EN-US"><o:p></o:p></span></span></div>
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<span lang="EN-US" style="font-family: "Arial","sans-serif"; font-size: 10.0pt; mso-ansi-language: EN-US;"><span style="color: blue; font-family: Arial, Helvetica, sans-serif;"><br /></span></span></div>
<div class="MsoNormal">
<span style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt;">Please feel free to contact me via martin@creditserve.co.uk or 01992 414222 if you have any questions relating to our services.</span></div>
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<span style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt;"><br /></span></div>
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<span style="font-family: Arial, Helvetica, sans-serif; font-size: 13.3333330154419px;">Kind Regards</span></div>
<div class="MsoNormal">
<span style="font-family: Arial, Helvetica, sans-serif; font-size: 13.3333330154419px;"><br /></span></div>
<div class="MsoNormal">
<span style="font-family: Arial, Helvetica, sans-serif; font-size: 13.3333330154419px;">Martin Brown</span></div>
<div class="MsoNormal">
<span style="font-family: Arial, Helvetica, sans-serif; font-size: 13.3333330154419px;">Creditserve Business Information Ltd</span></div>
<span lang="EN-US" style="font-family: Arial, Helvetica, sans-serif; font-size: 12.0pt; mso-ansi-language: EN-US; mso-bidi-language: AR-SA; mso-fareast-font-family: Calibri; mso-fareast-language: EN-GB; mso-fareast-theme-font: minor-latin;"> </span>Creditserve Business Information Ltdhttp://www.blogger.com/profile/02054732799974502648noreply@blogger.com0tag:blogger.com,1999:blog-7151174221903099110.post-8345378418424409292015-06-23T16:48:00.002+01:002015-06-23T16:48:35.138+01:00Creditserve New Upgraded AML/ID Verification Reports<h1>
<span style="font-family: "Arial","sans-serif"; mso-fareast-font-family: "Times New Roman";">Creditserve
New Upgraded AML/ID Verification Reports<o:p></o:p></span></h1>
<table border="0" cellpadding="0" cellspacing="0" class="MsoNormalTable" style="mso-cellspacing: 0cm; mso-padding-alt: 0cm 0cm 0cm 0cm; mso-yfti-tbllook: 1184; width: 100%px;">
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<span style="font-family: "Arial","sans-serif"; font-size: 9.5pt; mso-fareast-font-family: "Times New Roman";">Tuesday 23, June 2015<o:p></o:p></span></div>
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<br /></div>
<span style="font-family: "Arial","sans-serif"; font-size: 9.5pt;">We are
pleased to announce that on the 18 June 2015 we upgraded our AML/ID
verification reports which are available from <a href="http://www.creditserve.co.uk/">www.creditserve.co.uk</a>. These reports
contain the following verification checks:-<o:p></o:p></span><br />
<ul type="disc">
<li class="MsoNormal"><span style="font-family: "Arial","sans-serif"; font-size: 9.5pt; mso-fareast-font-family: "Times New Roman";">Instant
verification of owner's identity.<br />
<o:p></o:p></span></li>
<li class="MsoNormal"><span style="font-family: "Arial","sans-serif"; font-size: 9.5pt; mso-fareast-font-family: "Times New Roman";">Identifies
insolvent individual's<br />
<o:p></o:p></span></li>
<li class="MsoNormal"><span style="font-family: "Arial","sans-serif"; font-size: 9.5pt; mso-fareast-font-family: "Times New Roman";">Verifies
UK & International passports<br />
<o:p></o:p></span></li>
<li class="MsoNormal"><span style="font-family: "Arial","sans-serif"; font-size: 9.5pt; mso-fareast-font-family: "Times New Roman";">Verifies
unitility bills<br />
<o:p></o:p></span></li>
<li class="MsoNormal"><span style="font-family: "Arial","sans-serif"; font-size: 9.5pt; mso-fareast-font-family: "Times New Roman";">Certifies
credit/debit cards<br />
<o:p></o:p></span></li>
<li class="MsoNormal"><span style="font-family: "Arial","sans-serif"; font-size: 9.5pt; mso-fareast-font-family: "Times New Roman";">Verifies
bank account information<o:p></o:p></span></li>
</ul>
<strong><span style="font-family: "Arial","sans-serif"; font-size: 9.5pt;">ADDITIONAL
SEARCHES AS OF 18 JUNE 2015:-</span></strong><span style="font-family: "Arial","sans-serif"; font-size: 9.5pt;"><o:p></o:p></span><br />
<strong><span style="font-family: "Arial","sans-serif"; font-size: 9.5pt;"><br /></span></strong>
<span style="font-family: "Arial","sans-serif"; font-size: 9.5pt;">As part of
the upgrade we can now offer you two additional additional search options,
which are:-<o:p></o:p></span><br />
<ul type="disc">
<li class="MsoNormal"><strong><span style="font-family: "Arial","sans-serif"; font-size: 9.5pt; mso-fareast-font-family: "Times New Roman";">Property Register Search</span></strong><span style="font-family: "Arial","sans-serif"; font-size: 9.5pt; mso-fareast-font-family: "Times New Roman";"> - This will confirm if the subject of your enquiry is
names on the Land Registry as owner or joint owner of the property, it
will also confirm the Land Title Number.<br />
<o:p></o:p></span></li>
<li class="MsoNormal"><strong><span style="font-family: "Arial","sans-serif"; font-size: 9.5pt; mso-fareast-font-family: "Times New Roman";">Bank Match Live</span></strong><span style="font-family: "Arial","sans-serif"; font-size: 9.5pt; mso-fareast-font-family: "Times New Roman";">
- If you have the Individual's bank account details Bank Match Live will
verify if the account provided does belong to the subject.<o:p></o:p></span></li>
</ul>
<span style="font-family: "Arial","sans-serif"; font-size: 9.5pt;">*Please note
that these additional searches are not obligatory but carry a credit per
additional search if chosen* <o:p></o:p></span><br />
<div align="center" style="text-align: center;">
<strong><span style="font-family: "Arial","sans-serif"; font-size: 9.5pt;"><br /></span></strong></div>
<div align="center" style="text-align: center;">
<strong><span style="font-family: "Arial","sans-serif"; font-size: 9.5pt;">We are pleased to be able to provide a
special offer of 25 AML credits for only £100 + VAT, however greater reductions
in price are available for larger packages.</span></strong><span style="font-family: "Arial","sans-serif"; font-size: 9.5pt;"><o:p></o:p></span></div>
<span style="font-family: "Arial","sans-serif"; font-size: 9.5pt;"><br /></span>
<span style="font-family: "Arial","sans-serif"; font-size: 9.5pt;">If you have
any questions or would like to see a sample report please do not hesitate to
contact me directly.<o:p></o:p></span><br />
<span style="font-family: "Arial","sans-serif"; font-size: 9.5pt;"><br /></span>
<span style="font-family: "Arial","sans-serif"; font-size: 9.5pt;">Kind Regards<o:p></o:p></span><br />
<span style="font-family: "Arial","sans-serif"; font-size: 9.5pt;"><br /></span>
<br />
<span style="font-family: "Arial","sans-serif"; font-size: 9.5pt;">Martin Brown<o:p></o:p></span><br />
<span style="font-family: "Arial","sans-serif"; font-size: 9.5pt;">Creditserve
Business Information Ltd<o:p></o:p></span><br />
<span style="font-family: "Arial","sans-serif"; font-size: 9.5pt;">01992 414222</span><br />
<a href="mailto:martin@creditserve.co.uk" style="font-family: Arial, sans-serif; font-size: 9.5pt;">martin@creditserve.co.uk</a><br />
<br />
<br />Creditserve Business Information Ltdhttp://www.blogger.com/profile/02054732799974502648noreply@blogger.com0tag:blogger.com,1999:blog-7151174221903099110.post-45852359912505830032015-06-16T11:56:00.001+01:002015-06-16T11:56:13.752+01:00UNLIMITED CREDIT CHECKING PACKAGE <span style="font-family: 'Trebuchet MS', sans-serif;">We are pleased to be able to offer our 'Silver Package' for a one off annual subscription outlined below:-</span><br />
<span style="font-family: Trebuchet MS, sans-serif;"><br /></span>
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<span style="font-family: Trebuchet MS, sans-serif;"><b><u>1 YEAR UNLIMITED UK & IRELAND CREDIT CHECKING PROPOSAL</u></b><span lang="EN-US"><o:p></o:p></span></span></div>
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<br /></div>
<div class="MsoNormal">
<b><span style="font-family: Trebuchet MS, sans-serif;">For a one off subscription of £350.00 + VAT we will provide access to the following information:-</span></b><span lang="EN-US"><o:p></o:p></span></div>
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<br /></div>
<div class="msolistparagraph0" style="margin-left: 72pt; text-indent: -18pt;">
<span style="font-size: x-small;"><span lang="EN-US" style="font-family: Wingdings;">ü<span style="font-family: 'Times New Roman';"> </span></span><span style="font-family: Trebuchet MS, sans-serif;">Unlimited<b> </b>access to online credit reports on all limited companies in both the <b>UK and Ireland</b></span><span lang="EN-US"><o:p></o:p></span></span></div>
<div class="msolistparagraph0" style="margin-left: 72pt; text-indent: -18pt;">
<span style="font-size: x-small;"><span lang="EN-US" style="font-family: Wingdings;">ü<span style="font-family: 'Times New Roman';"> </span></span><span style="font-family: Trebuchet MS, sans-serif;">Unlimited access to individual directors reports on every director in both <b>UK and Ireland</b></span><span lang="EN-US"><o:p></o:p></span></span></div>
<div class="msolistparagraph0" style="margin-left: 72pt; text-indent: -18pt;">
<span style="font-size: x-small;"><span lang="EN-US" style="font-family: Wingdings;">ü<span style="font-family: 'Times New Roman';"> </span></span><span style="font-family: Trebuchet MS, sans-serif;">Access to Companies House image documents</span><span lang="EN-US"><o:p></o:p></span></span></div>
<div class="msolistparagraph0" style="margin-left: 72pt; text-indent: -18pt;">
<span style="font-size: x-small;"><span lang="EN-US" style="font-family: Wingdings;">ü<span style="font-family: 'Times New Roman';"> </span></span><span style="font-family: Trebuchet MS, sans-serif;">Unlimited access to sole traders and partnerships in UK</span><span lang="EN-US"><o:p></o:p></span></span></div>
<div class="msolistparagraph0" style="margin-left: 72pt; text-indent: -18pt;">
<span style="font-size: x-small;"><span lang="EN-US" style="font-family: Wingdings;">ü<span style="font-family: 'Times New Roman';"> </span></span><span style="font-family: Trebuchet MS, sans-serif;">Unlimited access to online monitoring of any limited companies of your choice</span><span lang="EN-US"><o:p></o:p></span></span></div>
<div class="msolistparagraph0" style="margin-left: 72pt; text-indent: -18pt;">
<span style="font-size: x-small;"><span lang="EN-US" style="font-family: Wingdings;">ü<span style="font-family: 'Times New Roman';"> </span></span><span style="font-family: Trebuchet MS, sans-serif;">Online overseas credit reports available in the following countries on a PAYG basis (£30 per report):- <b>Belgium, Czech Rep, Denmark, Finland, France, Germany, Iceland, Italy, Liechtenstein, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Spain, Sweden, Switzerland and USA.</b></span><b><span lang="EN-US"><o:p></o:p></span></b></span></div>
<div class="msolistparagraph0" style="margin-left: 72pt; text-indent: -18pt;">
<span style="font-size: x-small;"><span lang="EN-US"><span style="font-family: Wingdings;">ü</span> <span style="font-family: Trebuchet MS, sans-serif;"> </span></span><span style="font-family: Trebuchet MS, sans-serif;">Access to offline credit reports in any country worldwide on a PAYG basis (Please see website<b><i> </i></b>for further details)</span></span></div>
<div class="msolistparagraph0" style="margin-left: 72pt; text-indent: -18pt;">
<span style="font-size: x-small;"><span lang="EN-US" style="font-family: Wingdings; text-indent: -18pt;">ü<span style="font-family: 'Times New Roman';"> </span></span><span style="font-family: Trebuchet MS, sans-serif;"><span style="text-indent: -18pt;">Debt recovery letters and procedure on a ‘no collection no commission basis’ (If successful only 7% commission of what we recover is charged)</span> </span></span></div>
<div class="msolistparagraph0" style="margin-left: 72pt; text-indent: -18pt;">
<br /></div>
<div class="MsoNormal">
<span style="font-family: Trebuchet MS, sans-serif;">If this package is of interest please feel free to contact me directly and quote MBOFFER and I can provide a no obligation demonstration of the system. </span></div>
<div class="MsoNormal">
<span style="font-family: Trebuchet MS, sans-serif;"><br /></span></div>
<div class="MsoNormal">
<span style="font-family: Trebuchet MS, sans-serif;">Please contact me directly on either martin@creditserve.co.uk or call me on 01992 414222. </span></div>
<div class="MsoNormal">
<span style="font-family: Trebuchet MS, sans-serif;"><br /></span></div>
<div class="MsoNormal">
<span style="font-family: Trebuchet MS, sans-serif;">Kind regards</span></div>
<div class="MsoNormal">
<span style="font-family: Trebuchet MS, sans-serif;"><br /></span></div>
<div class="MsoNormal">
<span style="font-family: Trebuchet MS, sans-serif;">Martin Brown</span></div>
<div class="MsoNormal">
<span style="font-family: Trebuchet MS, sans-serif;">Senior Account Manager</span></div>
<div class="MsoNormal">
<span style="font-family: Trebuchet MS, sans-serif;">www.creditserve.co.uk</span></div>
<div class="MsoNormal">
<span style="font-family: Trebuchet MS, sans-serif;">01992 414222</span></div>
Creditserve Business Information Ltdhttp://www.blogger.com/profile/02054732799974502648noreply@blogger.com0tag:blogger.com,1999:blog-7151174221903099110.post-85465273900699927262015-01-05T13:50:00.001+00:002015-01-05T13:52:38.031+00:00<h3 class="post-title entry-title" itemprop="name" style="background-color: white; color: #00007f; font-family: Verdana, Geneva, sans-serif; font-size: 22px; font-stretch: normal; margin: 0px; position: relative;">
NEW YEAR OFFER: UK UNLIMITED BUSINESS CREDIT REPORTING PACKAGE</h3>
<div class="post-header" style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 16px; line-height: 1.6; margin: 0px 0px 1em;">
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<div class="post-body entry-content" id="post-body-8771887245932329107" itemprop="description articleBody" style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 16px; line-height: 22.3999996185303px; position: relative; width: 556px;">
<span style="font-family: 'Trebuchet MS', sans-serif;">We are pleased to be able to offer our 'Silver Package' for a one off annual subscription outlined below:-</span><br />
<span style="font-family: 'Trebuchet MS', sans-serif;"><br /></span>
<br />
<div class="MsoNormal">
<span style="font-family: 'Trebuchet MS', sans-serif;"><b><u>1 YEAR UNLTD UK & IRELAND PROPOSAL</u></b><span lang="EN-US"><o:p></o:p></span></span></div>
<div class="MsoNormal" style="margin-left: 36pt;">
<br /></div>
<div class="MsoNormal">
<b><span style="font-family: 'Trebuchet MS', sans-serif;">For a one off subscription of £350.00 + VAT we will provide the following information:-</span></b><span lang="EN-US"><o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="msolistparagraph0" style="margin-left: 72pt; text-indent: -18pt;">
<span style="font-size: xx-small;"><span lang="EN-US" style="font-family: Wingdings;">ü<span style="font-family: 'Times New Roman';"> </span></span><span style="font-family: 'Trebuchet MS', sans-serif;">Unlimited<b> </b>access to online credit reports on all limited companies in both the <b>UK and Ireland</b></span><span lang="EN-US"><o:p></o:p></span></span></div>
<div class="msolistparagraph0" style="margin-left: 72pt; text-indent: -18pt;">
<span style="font-size: xx-small;"><span lang="EN-US" style="font-family: Wingdings;">ü<span style="font-family: 'Times New Roman';"> </span></span><span style="font-family: 'Trebuchet MS', sans-serif;">Unlimited access to individual directors reports on every director in both <b>UK and Ireland</b></span><span lang="EN-US"><o:p></o:p></span></span></div>
<div class="msolistparagraph0" style="margin-left: 72pt; text-indent: -18pt;">
<span style="font-size: xx-small;"><span lang="EN-US" style="font-family: Wingdings;">ü<span style="font-family: 'Times New Roman';"> </span></span><span style="font-family: 'Trebuchet MS', sans-serif;">Access 200 to Companies House image documents</span><span lang="EN-US"><o:p></o:p></span></span></div>
<div class="msolistparagraph0" style="margin-left: 72pt; text-indent: -18pt;">
<span style="font-size: xx-small;"><span lang="EN-US" style="font-family: Wingdings;">ü<span style="font-family: 'Times New Roman';"> </span></span><span style="font-family: 'Trebuchet MS', sans-serif;">Unlimited access to sole traders and partnerships in UK</span><span lang="EN-US"><o:p></o:p></span></span></div>
<div class="msolistparagraph0" style="margin-left: 72pt; text-indent: -18pt;">
<span style="font-size: xx-small;"><span lang="EN-US" style="font-family: Wingdings;">ü<span style="font-family: 'Times New Roman';"> </span></span><span style="font-family: 'Trebuchet MS', sans-serif;">Unlimited access to online monitoring of any limited companies of your choice</span><span lang="EN-US"><o:p></o:p></span></span></div>
<div class="msolistparagraph0" style="margin-left: 72pt; text-indent: -18pt;">
<span style="font-size: xx-small;"><span lang="EN-US" style="font-family: Wingdings;">ü<span style="font-family: 'Times New Roman';"> </span></span><span style="font-family: 'Trebuchet MS', sans-serif;">Online overseas credit reports available in the following countries on a PAYG basis (£30 per report):- <b>Belgium, Czech Rep, Denmark, Finland, France, Germany, Iceland, Italy, Liechtenstein, Luxembourg, Netherlands, Norway, Poland, Portugal, Slovakia, Spain, Sweden, Switzerland and USA.</b></span><b><span lang="EN-US"><o:p></o:p></span></b></span></div>
<div class="msolistparagraph0" style="margin-left: 72pt; text-indent: -18pt;">
<span style="font-size: xx-small;"><span lang="EN-US"><span style="font-family: Wingdings;">ü</span> <span style="font-family: 'Trebuchet MS', sans-serif;"> </span></span><span style="font-family: 'Trebuchet MS', sans-serif;">Access to offline credit reports in any country worldwide on a PAYG basis (Please see website<b><i> </i></b>for further details)</span></span></div>
<div class="msolistparagraph0" style="margin-left: 72pt; text-indent: -18pt;">
<span style="font-size: xx-small;"><span lang="EN-US" style="font-family: Wingdings; text-indent: -18pt;">ü<span style="font-family: 'Times New Roman';"> </span></span><span style="font-family: 'Trebuchet MS', sans-serif;"><span style="text-indent: -18pt;">Debt recovery letters and procedure on a ‘no collection no commission basis’ (If successful only 7% commission of what we recover is charged)</span> </span></span></div>
<div class="msolistparagraph0" style="margin-left: 72pt; text-indent: -18pt;">
<br /></div>
<div class="MsoNormal">
<span style="font-family: 'Trebuchet MS', sans-serif;">If this package is of interest please feel free to contact me directly and quote MBOFFER and I can provide a no obligation demonstration of the system. </span></div>
<div class="MsoNormal">
<span style="font-family: 'Trebuchet MS', sans-serif;"><br /></span></div>
<div class="MsoNormal">
<span style="font-family: 'Trebuchet MS', sans-serif;">Please contact me directly on either martin@creditserve.co.uk or call me on 01992 414222. </span></div>
<div class="MsoNormal">
<span style="font-family: 'Trebuchet MS', sans-serif;"><br /></span></div>
<div class="MsoNormal">
<span style="font-family: 'Trebuchet MS', sans-serif;">Kind regards</span></div>
<div class="MsoNormal">
<span style="font-family: 'Trebuchet MS', sans-serif;"><br /></span></div>
<div class="MsoNormal">
<span style="font-family: 'Trebuchet MS', sans-serif;">Martin Brown</span></div>
<div class="MsoNormal">
<span style="font-family: 'Trebuchet MS', sans-serif;">Senior Account Manager</span></div>
<div class="MsoNormal">
<span style="font-family: 'Trebuchet MS', sans-serif;">www.creditserve.co.uk</span></div>
<div class="MsoNormal">
<span style="font-family: 'Trebuchet MS', sans-serif;">01992 414222</span></div>
</div>
Creditserve Business Information Ltdhttp://www.blogger.com/profile/02054732799974502648noreply@blogger.com0Hertford, UK51.795756 -0.08115699999996195451.756474999999995 -0.16183799999996196 51.835037 -0.0004759999999619513tag:blogger.com,1999:blog-7151174221903099110.post-87718872459323291072014-09-18T16:38:00.000+01:002014-09-18T16:38:24.858+01:00OFFER: UK UNLIMITED BUSINESS CREDIT REPORTING PACKAGE<span style="font-family: Trebuchet MS, sans-serif;">We are pleased to be able to offer our 'Silver Package' for a one off annual subscription outlined below:-</span><br />
<span style="font-family: Trebuchet MS, sans-serif;"><br /></span>
<div class="MsoNormal">
<span style="font-family: Trebuchet MS, sans-serif;"><b><u>1 YEAR
UNLTD UK & IRELAND PROPOSAL</u></b><span lang="EN-US"><o:p></o:p></span></span></div>
<div class="MsoNormal" style="margin-left: 36.0pt;">
<br /></div>
<div class="MsoNormal">
<b><span style="font-family: Trebuchet MS, sans-serif;">For a one
off subscription of £350.00 + VAT we will provide the following information:-</span></b><span lang="EN-US"><o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="msolistparagraph0" style="margin-left: 72pt; text-indent: -18pt;">
<span style="font-size: x-small;"><span lang="EN-US" style="font-family: Wingdings;">ü<span style="font-family: 'Times New Roman';"> </span></span><span style="font-family: Trebuchet MS, sans-serif;">Unlimited<b> </b>access to online credit reports on all limited companies in both the <b>UK and Ireland</b></span><span lang="EN-US"><o:p></o:p></span></span></div>
<div class="msolistparagraph0" style="margin-left: 72pt; text-indent: -18pt;">
<span style="font-size: x-small;"><span lang="EN-US" style="font-family: Wingdings;">ü<span style="font-family: 'Times New Roman';"> </span></span><span style="font-family: Trebuchet MS, sans-serif;">Unlimited access to individual directors reports on every director in both <b>UK and Ireland</b></span><span lang="EN-US"><o:p></o:p></span></span></div>
<div class="msolistparagraph0" style="margin-left: 72pt; text-indent: -18pt;">
<span style="font-size: x-small;"><span lang="EN-US" style="font-family: Wingdings;">ü<span style="font-family: 'Times New Roman';"> </span></span><span style="font-family: Trebuchet MS, sans-serif;">Access 200 to Companies House image documents</span><span lang="EN-US"><o:p></o:p></span></span></div>
<div class="msolistparagraph0" style="margin-left: 72pt; text-indent: -18pt;">
<span style="font-size: x-small;"><span lang="EN-US" style="font-family: Wingdings;">ü<span style="font-family: 'Times New Roman';"> </span></span><span style="font-family: Trebuchet MS, sans-serif;">Unlimited access to sole traders and partnerships in UK</span><span lang="EN-US"><o:p></o:p></span></span></div>
<div class="msolistparagraph0" style="margin-left: 72pt; text-indent: -18pt;">
<span style="font-size: x-small;"><span lang="EN-US" style="font-family: Wingdings;">ü<span style="font-family: 'Times New Roman';"> </span></span><span style="font-family: Trebuchet MS, sans-serif;">Unlimited access to online monitoring of any limited companies of your choice</span><span lang="EN-US"><o:p></o:p></span></span></div>
<div class="msolistparagraph0" style="margin-left: 72pt; text-indent: -18pt;">
<span style="font-size: x-small;"><span lang="EN-US" style="font-family: Wingdings;">ü<span style="font-family: 'Times New Roman';"> </span></span><span style="font-family: Trebuchet MS, sans-serif;">Online overseas credit reports available in the following countries on a PAYG basis (£30 per report):- <b>Belgium, Czech Rep, Denmark, Finland, France, Germany, Iceland, Italy, Liechtenstein, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Spain, Sweden, Switzerland and USA.</b></span><b><span lang="EN-US"><o:p></o:p></span></b></span></div>
<div class="msolistparagraph0" style="margin-left: 72pt; text-indent: -18pt;">
<span style="font-size: x-small;"><span lang="EN-US"><span style="font-family: Wingdings;">ü</span> <span style="font-family: Trebuchet MS, sans-serif;"> </span></span><span style="font-family: Trebuchet MS, sans-serif;">Access to offline credit reports in any country worldwide on a PAYG basis (Please see website<b><i> </i></b>for further details)</span></span></div>
<div class="msolistparagraph0" style="margin-left: 72pt; text-indent: -18pt;">
<span style="font-size: x-small;"><span lang="EN-US" style="font-family: Wingdings; text-indent: -18pt;">ü<span style="font-family: 'Times New Roman';"> </span></span><span style="font-family: Trebuchet MS, sans-serif;"><span style="text-indent: -18pt;">Debt recovery letters and procedure on a ‘no collection no commission basis’ (If successful only 7% commission of what we recover is charged)</span> </span></span></div>
<div class="msolistparagraph0" style="margin-left: 72pt; text-indent: -18pt;">
<br /></div>
<div class="MsoNormal">
<span style="font-family: Trebuchet MS, sans-serif;">If this package is of interest please feel free to contact me directly and quote MBOFFER and I can provide a no obligation demonstration of the system. </span></div>
<div class="MsoNormal">
<span style="font-family: Trebuchet MS, sans-serif;"><br /></span></div>
<div class="MsoNormal">
<span style="font-family: Trebuchet MS, sans-serif;">Please contact me directly on either martin@creditserve.co.uk or call me on 01992 414222. </span></div>
<div class="MsoNormal">
<span style="font-family: Trebuchet MS, sans-serif;"><br /></span></div>
<div class="MsoNormal">
<span style="font-family: Trebuchet MS, sans-serif;">Kind regards</span></div>
<div class="MsoNormal">
<span style="font-family: Trebuchet MS, sans-serif;"><br /></span></div>
<div class="MsoNormal">
<span style="font-family: Trebuchet MS, sans-serif;">Martin Brown</span></div>
<div class="MsoNormal">
<span style="font-family: Trebuchet MS, sans-serif;">Senior Account Manager</span></div>
<div class="MsoNormal">
<span style="font-family: Trebuchet MS, sans-serif;">www.creditserve.co.uk</span></div>
<div class="MsoNormal">
<span style="font-family: Trebuchet MS, sans-serif;">01992 414222</span></div>
<div class="MsoNormal" style="margin-left: 36.0pt;">
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<span style="font-size: x-small;"><span style="font-family: Trebuchet MS, sans-serif;"><br /></span></span></div>
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<span style="font-size: x-small;"><span style="font-family: Trebuchet MS, sans-serif;"><br /></span></span></div>
Creditserve Business Information Ltdhttp://www.blogger.com/profile/02054732799974502648noreply@blogger.com0tag:blogger.com,1999:blog-7151174221903099110.post-29254860009679254042014-09-04T16:57:00.001+01:002015-01-19T20:01:47.856+00:00Most Important Things To Look For In Business Credit Report<b><u>Introduction</u></b><br>
<br>
When carrying out credit checks on potential and existing customers you will almost always be drawn to the credit limit of the company and feel assured that if the credit agency states a credit limit then that is all you need to look at, this is not always the case.<br>
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This blog looks at some of the other main factors that we suggest are looked at when carrying out credit reports and setting credit terms for customers.<br>
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The following points will give you a better view of a respective company as a whole and ensure that you are more aware of potential risk of failure:-<br>
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1). Age of Company: This will give an indication if a company has operated for a substantial amount of time, where the likelyhood of failure is statistically less than a newly incorporated company.<br>
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2). Filing Dates of Annual Accounts and Returns: Statistically companies who file financial information close to or beyond the year end date are more likely to file poor financial information.<br><br>
3). Group Structure/Share Capital: If a company is privately owned or as part of a group can give and indication of the likelyhood of failure.<br>
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4). Derogatory Information: Within a credit report there will be a section for derogatory information and within this section it will show and CCJ's, Winding Up Petitions, Liquidations and Receiverships.<br>
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5). Director Database Information: Within our credit reports we offer a full director database check on the director of said company, this will enable you to look at this Director's other limited companies and show you the credit limit associated with these companies. <div><br></div><div>6). Financial Information: Looking at a company's balance sheet and if available profit and loss account will give you a detailed picture of the subjects financial position at the time those accounts are filed at Companies House. Please keep in mind that limited company filing regulations state that a limited company has 9 months from year end date to file the next years accounts. Therefore financial information becomes historical.</div><div><br></div><div>Creditserve offers online credit reporting packages to suit all requirements and budgets so please feel free to visit www.creditserve.co.uk or contact me directly on <a href="tel:01992%20414222" x-apple-data-detectors="true" x-apple-data-detectors-type="telephone" x-apple-data-detectors-result="0">01992 414222</a> or email martin@creditserve.co.uk for a free no obligation demonstration.</div><div><br></div><div><br></div>Creditserve Business Information Ltdhttp://www.blogger.com/profile/02054732799974502648noreply@blogger.com0tag:blogger.com,1999:blog-7151174221903099110.post-65485459540329274072014-08-04T17:01:00.001+01:002014-08-04T17:01:59.107+01:00How to carry out a one off credit check on a UK business.<u><span style="font-family: Trebuchet MS, sans-serif;"><a href="http://www.creditserve.co.uk/">Business Credit Checking</a></span></u><br />
<span style="font-family: Trebuchet MS, sans-serif;"><br /></span>
<span style="font-family: Trebuchet MS, sans-serif;">When it comes to supplying goods/services on credit terms to business partners it is wise to carry out a credit report or credit check. There are many different degrees of information available and what you are looking for is an in-depth insight at the company in question to determine the risk of entering into a business relationship with them.</span><br />
<span style="font-family: Trebuchet MS, sans-serif;"><br /></span>
<span style="font-family: Trebuchet MS, sans-serif;">Business information for limited companies within the UK and Ireland have to file their information such as statutory information, group structure, financials and director information at Companies House. </span><br />
<span style="font-family: Trebuchet MS, sans-serif;"><br /></span>
<span style="font-family: Trebuchet MS, sans-serif;">Credit reference agencies such as <a href="http://www.creditserve.co.uk/">Creditserve</a> offer the most up to date credit reports on every UK and Irish limited company on either a pay as you go basis or within packages which can be catered to suit specific requirements. You can access a credit report on any company of your choice by following these few basic steps:-</span><br />
<br />
<ul>
<li><span style="font-family: Trebuchet MS, sans-serif;">Visit <a href="http://www.creditserve.co.uk/">www.creditserve.co.uk</a> then in the empty search panel input the company name of your choice.<br /></span></li>
<li><span style="font-family: Trebuchet MS, sans-serif;">You will receive search results of matched and closest matched companies, select the relevant company by clicking view details on the right hand side.<br /></span></li>
<li><span style="font-family: Trebuchet MS, sans-serif;">Add the 'Business Report' to basket to make your purchase, then go to checkout.<br /></span></li>
<li><span style="font-family: Trebuchet MS, sans-serif;">At this stage fill out relevant details and you will be given a USER NAME & PASSWORD for any future reports you may require and payment will be taken upon filling out your card details.<br /></span></li>
<li><span style="font-family: Trebuchet MS, sans-serif;">The report will be sent to you via email and you will also be able to view the report in the 'Account History' tab once logged in. </span></li>
</ul>
<div>
<span style="font-family: Trebuchet MS, sans-serif;"><a href="http://www.creditserve.co.uk/">Creditserve</a> would be happy to provide a no obligation demonstration of the online system and then supply a quotation for your specific requirements. However please feel free to view our sample reports <a href="http://www.creditserve.co.uk/Products-and-Services/Sample-Credit-Reports">here</a>.</span></div>
<div>
<br /></div>
<div>
<span style="font-family: Trebuchet MS, sans-serif;">We also offer a guaranteed 25% reduction on any current UK contract with any competitor so please feel free to contact us directly.</span></div>
<div>
<span style="font-family: Trebuchet MS, sans-serif;"><br /></span></div>
<div>
<span style="font-family: Trebuchet MS, sans-serif;">Creditserve Business Information Ltd</span></div>
<div>
<span style="font-family: Trebuchet MS, sans-serif;">01992 414222</span></div>
<div>
<span style="font-family: Trebuchet MS, sans-serif;">sales@creditserve.co.uk </span></div>
<div>
<br /></div>
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<br />Creditserve Business Information Ltdhttp://www.blogger.com/profile/02054732799974502648noreply@blogger.com0tag:blogger.com,1999:blog-7151174221903099110.post-36024564697017062372014-07-07T17:01:00.001+01:002014-07-07T17:01:25.947+01:00Top Tips for Credit Control and Debt Recovery<span style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;"><b><u>Good Practice</u></b></span><br />
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<span style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;">When carrying out good credit control, where is the line between being clear and being rude? Well, after being a commercial debt collector for more years than I care to remember (or to put in black in and white!) in my view there is no place for the latter and every need for the former.</span><br style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;" /><br style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;" /><span style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;">In my experience though many debtors perceive clarity as rudeness, perhaps because they are feeling defensive? However, effective credit control is all about clear, unambiguous communication both verbally and in writing.</span><br style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;" /><br style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;" /><span style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;">Part of the secret to getting paid on time is to be explicit with your customers about what you want and what, if they have signed your terms and conditions, they have contracted to.</span><br style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;" /><br style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;" /><span style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;">When you first open an account, advise the new customer what their credit limit is and when their payments must be made by. Also tell them what the sanction will be if they don't adhere to your terms. Will they have to pay late payment interest, or go on stop? Will you pass the account out to a commercial debt recovery agency? Will you, ultimately, take legal action? </span><br style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;" /><br style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;" /><span style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;">Make sure that your invoice has arrived with your customer, "Hi it's George from George & Sons, just checking that you have got our invoice and that it is being processed for payment by the thirtieth? You have? Great. Have a good weekend, are you going to watch the game?" Suddenly credit control does not have to be hostile, it can be used as an opportunity to build and enhance relationships with your customers.</span><br style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;" /><br style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;" /><span style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;"><a href="http://www.creditserve.co.uk/Products-and-Services/Debt-recovery/Debt-Recovery-Detail">Creditserve Collections</a> is a good debt recovery agency, I think, one of the best. But by the time you have to pass a debt out for collection, even to the best agency, you will have missed so many opportunities to get paid. Don't wait until a customer is late paying you before you contact them.</span><br style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;" /><br style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;" /><span style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;">So be clear, be proactive and if all else fails ring <a href="http://www.creditserve.co.uk/Products-and-Services/Debt-recovery/Debt-Recovery-Detail">Creditserve</a> Collections on 01992 414222 for expert debt recovery, credit control out-sourcing and credit control advice.</span>Creditserve Business Information Ltdhttp://www.blogger.com/profile/02054732799974502648noreply@blogger.com0tag:blogger.com,1999:blog-7151174221903099110.post-63818567240724565082014-05-14T17:10:00.000+01:002014-05-14T17:11:30.306+01:00The Corporate Version of 'Phoenix from the Flames'<h3 style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; margin: 0px; position: relative;">
<span style="font-family: 'Trebuchet MS', sans-serif;">In mythology, a phoenix is an immortal bird that, when it dies, bursts into flames and is reborn from its own ashes. "To rise from the ashes of the phoenix" means to make a miraculous comeback.</span></h3>
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<span style="background-color: white; font-family: 'Trebuchet MS', sans-serif; font-size: 16px; line-height: 22.399999618530273px;">We are all well versed with the saying 'Phoenix From The Flames', however the meaning has taken new form recently with the corporate world seeing more and more limited companies failing and then resurfacing shortly after under a very similar limited company name, with the same business shareholders and directors!.</span><br />
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<span style="background-color: white; font-family: 'Trebuchet MS', sans-serif; font-size: 16px; line-height: 22.399999618530273px;">Now companies that fail for whatever reason is not new as new statistics tell us that 50% of new businesses do not make their 3rd birthday. This is quite a staggering statistic, however we all know that for whatever reason there will always be businesses that cannot continue to trade.</span><br />
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<span style="background-color: white; font-family: 'Trebuchet MS', sans-serif; font-size: 16px; line-height: 22.399999618530273px;">There are some ways of protecting your company against this form of injustice, one way would be to carry out extensive <a href="http://www.creditserve.co.uk/" style="color: #080861; text-decoration: none;">credit checks</a> prior to dealing with your customers. <a href="http://www.creditserve.co.uk/" style="color: #080861; text-decoration: none;">Credit agencies</a> offer online facilities to obtain instant credit information. These credit reports are generally well detailed with financial accounts, shareholder information and director information, within the director information you will be able to view other limited companies that the respective directors have operated and their current credit limit and status.</span><br />
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<span style="background-color: white; font-family: 'Trebuchet MS', sans-serif; font-size: 16px; line-height: 22.399999618530273px;">These <a href="http://www.creditserve.co.uk/" style="color: #080861; text-decoration: none;">online credit checking</a> agencies provide what is called a monitoring service which will keep you informed via email of any changes which happen to your customers and therefore will keep you up to date with important </span><br />
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<span style="background-color: white; font-family: 'Trebuchet MS', sans-serif; font-size: 16px; line-height: 22.399999618530273px;"><a href="http://www.creditserve.co.uk/Online-Shop" style="color: #080861; text-decoration: none;">Creditserve offers</a> various <a href="http://www.creditserve.co.uk/" style="color: #080861; text-decoration: none;">credit reporting</a> solutions which can assist in making initial credit decisions, maintaining account management through company monitoring, group structure credit reports, director database reports, companies house documents with our professional debt recovery department as a back up to the online credit checking facility we offer.</span><br />
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<span style="background-color: white; font-family: 'Trebuchet MS', sans-serif; font-size: 16px; line-height: 22.399999618530273px;">There are<a href="http://www.creditserve.co.uk/Online-Shop" style="color: #080861; text-decoration: none;"> packages</a> to suit any size company or budget and our credit reports are of the highest standard which makes Creditserve one of the fastest growing credit reference agencies in the UK. </span><br />
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<span style="background-color: white; font-family: 'Trebuchet MS', sans-serif; font-size: 16px; line-height: 22.399999618530273px;">If you would like more details on any of our services whatsoever please do not hesitate in contacting us through sales@creditserve.co.uk, LinkedIn Page Creditserve Business Information, twitter@creditserve1 or on 01992 414222</span>Creditserve Business Information Ltdhttp://www.blogger.com/profile/02054732799974502648noreply@blogger.com0tag:blogger.com,1999:blog-7151174221903099110.post-57257651495529893342014-04-23T16:44:00.003+01:002014-05-06T16:29:58.873+01:00International Business Information. Do you know who you are dealing with?<h2 style="font-family: arial, helvetica, sans-serif;">
ONLINE OVERSEAS BUSINESS CREDIT REPORTS</h2>
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<a href="http://www.creditserve.co.uk/">Creditserve</a> are pleased to announce that we have added a further 7 European countries to our already extensive overseas online credit reporting services, these new countries are as follows:-</div>
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<b>Iceland, Liechtenstein, Lithuania, Luxembourg, Malta, Portugal and Slovakia.</b></div>
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The new countries have now been added to our already extensive online overseas credit reporting services available in the following countries:-</div>
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<b>Belgium, Czech Rep, Denmark, Finland, France, Germany, Iceland, Italy, Netherlands, Norway, Poland, Spain, Sweden, Switzerland and USA.</b></div>
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We can confirm that we are able to provide these reports on a Pay As You Go basis of £30 + VAT per report, however packages are available to suit any and all requirements.</div>
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For a one off online payment of £200 + VAT we will give you access to 10 online overseas reports in any of the countries outlined above with no time restraints to use them by. </div>
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<a href="http://mailer.silkmoth.com/t/r-l-puuhiid-l-t/" style="color: #0300d6;" target="_blank">http://www.creditserve.co.uk/Online-Shop/Discounted-pack-of-10-online-European-reports</a></div>
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If you would like discuss details of what is included within the online overseas reports or what packages we can offer for larger requirements please do not hesitate to contact us on 01992 414222 or email martin@creditserve.co.uk.</div>
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Kind regards</div>
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Martin Brown</div>
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Senior Account Manager</div>
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Creditserve Business Information Ltd</div>
Creditserve Business Information Ltdhttp://www.blogger.com/profile/02054732799974502648noreply@blogger.com0Europe54.5259614 15.255118700000025-13.804102099999994 -149.97925629999997 90 -179.51050629999997tag:blogger.com,1999:blog-7151174221903099110.post-16142329787962678782014-03-10T19:58:00.001+00:002014-03-10T19:58:49.555+00:00Online Credit Checking Is The Simplest & Most Cost Effective Way To
Protect Your Sales Ledger!There are many ways to secure your own companies sales ledger and protect your company against bad debt from credit insurance policies to outsourced credit control functions.<div><br></div><div>These choices are in themselves good options, however these two specific ways to ensure you are protected are very costly and have their own pitfalls.</div><div><br></div><div>Creditserve offer a cost effective online credit checking facility which is both simple to utilise and cost effective no matter the size of your company. Our options can vary to suit the individual customers needs, but in all cases we do not compromise on the quality of our reporting data and our acceptional customer relations is second to none.</div><div><br></div><div>Creditserve offer a spectrum of searches and systems which include the following:-</div><div><br></div><div><i>Unlimited access to limited company credit reports in UK and Republic of Ireland.</i></div><div><i style="-webkit-text-size-adjust: auto; background-color: rgba(255, 255, 255, 0);">Unlimited access to unincorporated company credit reports in UK and Republic of Ireland.</i></div><div><i style="-webkit-text-size-adjust: auto; background-color: rgba(255, 255, 255, 0);">Unlimited access to director database reports in UK and Republic of Ireland.</i></div><div><i style="-webkit-text-size-adjust: auto; background-color: rgba(255, 255, 255, 0);">Access to Companies House documents.</i></div><div><span style="-webkit-text-size-adjust: auto;"><i>Instant online access to overseas credit reports throughout Europe and USA.</i></span></div><div><span style="-webkit-text-size-adjust: auto;"><i>Investigative reports on companies in any country worldwide.</i></span></div><div><span style="-webkit-text-size-adjust: auto;"><i>Debt recovery carried out on a no collection no commission basis.</i></span></div><div><span style="-webkit-text-size-adjust: auto;"><i>Consumer credit reports (data protection license required) available.</i></span></div><div><span style="-webkit-text-size-adjust: auto;"><i>Anti Money Laundering checks available. </i></span></div><div><span style="-webkit-text-size-adjust: auto;"><i><br></i></span></div><div><span style="-webkit-text-size-adjust: auto;">If your company is in need of obtaining quality business/consumer information and wants to reduce your current annual contract spend or if you have yet to utilise a credit reporting system then please visit www.creditserve.co.uk for more information or simple email martin@creditserve.co.uk for a no obligation trial and quotation.</span></div><div><span style="-webkit-text-size-adjust: auto;"><br></span></div><div><span style="-webkit-text-size-adjust: auto;"><b>Not only can we offer all of these services but we also guarantee to reduce your current annual agreement by at least 25%!!!</b></span></div><div><i><br></i></div>Anonymoushttp://www.blogger.com/profile/04179130504425522369noreply@blogger.com0Hertford Hertford51.79872 -0.082481tag:blogger.com,1999:blog-7151174221903099110.post-1872688141080385722014-01-28T10:39:00.001+00:002014-01-28T10:46:31.652+00:00A bit of fun!<div class="separator" style="clear: both;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgTperim9z0qHp2w11s5-VvkaHF7H-JzAmPyNTu3Yry_rUV5nxtlVydRUJiLKJBe4Z8pWsJYlK9P8Ne2-p9Zbip5B1rVCBUNC9685sCfM2SgAoT1gCcX_2NLbiKhesL2jHoNBppZoFmL8Qw/s640/blogger-image--974631828.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgTperim9z0qHp2w11s5-VvkaHF7H-JzAmPyNTu3Yry_rUV5nxtlVydRUJiLKJBe4Z8pWsJYlK9P8Ne2-p9Zbip5B1rVCBUNC9685sCfM2SgAoT1gCcX_2NLbiKhesL2jHoNBppZoFmL8Qw/s640/blogger-image--974631828.jpg"></a></div><div class="separator" style="clear: both;">Obviously with Mr Franklin endorsing our product I just wanted to inform you that we have an offer on our uk business credit reporting - £350 gets you all of the below:-</div><div class="separator" style="clear: both;"><br></div><div class="separator" style="clear: both;">Unlimited access to any UK limited company</div><div class="separator" style="clear: both;">Unlimited access to over 3 million non limited businesses</div><div class="separator" style="clear: both;">Unlimited access to director database information</div><div class="separator" style="clear: both;">Access to 200 companies house documents</div><div class="separator" style="clear: both;">Unlimited access to company monitoring</div><div class="separator" style="clear: both;">Debt recovery on a no collection no commission basis.</div><div class="separator" style="clear: both;"><br></div><div class="separator" style="clear: both;">Just email martin@creditserve.co.uk or visit www.creditserve.co.uk for more information. You can also follow @creditserve on twitter or Facebook to receive daily updates and offers.</div><div class="separator" style="clear: both;"><br></div>Anonymoushttp://www.blogger.com/profile/04179130504425522369noreply@blogger.com0Hertford Hertford51.798773 -0.082541tag:blogger.com,1999:blog-7151174221903099110.post-76682275765637124882014-01-17T16:46:00.001+00:002014-01-17T16:48:26.766+00:00Have You Ever Considered Outsourcing Your Credit Control<h1 style="color: #3862c8; font-family: Arial, Helvetica, Georgia, sans-serif; font-size: 1.6em; margin: 0px; padding: 0px 0px 20px;">
Outsourced Credit Control</h1>
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A number of our clients have previously requested us to provide "in-house" credit control services and outsourced credit control services so as a result we have recently added outsourced credit control services to our growing range of credit control and credit management services.</div>
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Why use Outsourced Credit Control Services?</h2>
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Outsourced credit control can be used to cover sickness or illness, to provide a credit control function for small businesses that don't have available resources, or to complement an existing a fully-fledged credit control department during seasonal or peak times.</div>
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Booking or Enquiring about Outsourced Credit Control Services or Credit Management:</h2>
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Should you like to book our outsourced credit control services or Credit Management or you require further information please complete the contact form, call Chris York or Laura Ferrie on 01992 414222 or email us on <a href="mailto:sales@creditserve.co.uk" style="color: #3862c8;">sales@creditserve.co.uk</a></div>
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Creditserve Business Information Ltdhttp://www.blogger.com/profile/02054732799974502648noreply@blogger.com0tag:blogger.com,1999:blog-7151174221903099110.post-23828513145115525312014-01-08T12:58:00.001+00:002014-01-08T12:58:12.405+00:00Here are just a few of our customers thoughts on the services provided by Creditserve <span style="font-family: Trebuchet MS, sans-serif;">Lets be honest sometimes operating a business is hard, but also its rewarding too! </span><div>
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<span style="font-family: Trebuchet MS, sans-serif;">I thought I would post a few of our customers thoughts on the various services we provide just to give you a taste of what you can expect to receive from us as a credit reference and debt recovery agency.</span><div>
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<span style="font-family: Arial, Helvetica, sans-serif;"><b>Towers use Creditserve online and bespoke credit reports in conjunction with our credit Insurance policy, we find this combination gives our sales ledger very good protection from bad debt. </b></span></div>
<span style="font-family: Arial, Helvetica, sans-serif;"><b><span style="font-size: 16px;">Richard May,Trading Director Towers Thompson</span><span style="font-size: 16px;"> </span></b></span></div>
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<span style="font-family: Georgia, Times New Roman, serif;">I have been using Creditserve for a number of years, the service is always efficient and accurate. Being able to request ad-hoc reports tailored to my needs is an invaluable service, especially in the current economic climate.</span></div>
<span style="font-family: Georgia, Times New Roman, serif;"><span style="font-size: 16px;">Jillian Doyle, Credit Manager, Bacardi</span><span style="font-size: 16px;"> </span></span></div>
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<b><span style="font-family: Verdana, sans-serif;">We have used Creditserve for some years now and find their debt recovery service to be efficient and cost effective.They provide a personal and professional service and they are happy to provide specialised advice when we need it.</span></b></div>
<b><span style="font-family: Verdana, sans-serif;"><span style="font-size: 16px;">Naser Khan, Finance Director, Bestway Group</span><span style="font-size: 16px;"> </span></span></b></div>
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<span style="font-family: Trebuchet MS, sans-serif;"><span style="font-size: 16px;">If you feel that you would like to know a little more about any or all of the services we provide from online credit reporting to debt recovery please feel free to call us on 01992 414222 or email martin@creditserve.co.uk or furthermore you can </span><span style="font-size: 16px;">visit <a href="http://www.creditserve.co.uk/">www.creditserve.co.uk</a> for more information.</span></span></div>
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Creditserve Business Information Ltdhttp://www.blogger.com/profile/02054732799974502648noreply@blogger.com0tag:blogger.com,1999:blog-7151174221903099110.post-88924263232659758502014-01-03T14:47:00.000+00:002014-01-03T14:48:12.059+00:00'Tis the season to be diligent! Business failure in January is rife....<span style="font-family: Verdana, sans-serif;">Christmas has come and gone, the Christmas trees have all but gone, people have eaten their fill and now is the time for people to return to work and their businesses to be collecting their outstanding monies from their customers. </span><br />
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<span style="font-family: Verdana, sans-serif;"><b>But </b>as we all know the pre-Christmas spirit rarely transfers into the new year.</span><br />
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<span style="font-family: Verdana, sans-serif;">January is statistically the month in which most UK businesses fail. Whether it be the sad story of their bigger customers withholding payments longer than they might or the more sinister reasons that cause small businesses to fail just shortly after the Christmas boom.</span><br />
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<span style="font-family: Verdana, sans-serif;">Lets be honest you have worked hard to acquire the customer, quote for your products or services, deliver them to the best of your ability but now all you want is to be paid... Isn't that the way it should be?</span><br />
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<span style="font-family: Verdana, sans-serif;">There are professional agencies who specialize in commercial debt recovery in a cost effective manor and there are also credit checking systems which will allow you to credit check your customer database to ensure that you will not be on the receiving end of a bad debt.</span><br />
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<span style="font-family: Verdana, sans-serif;">Creditserve offer a cost effective, competative and professional credit reference and debt recovery service so if you have any questions or simply want some advice please feel free to contact martin@creditserve.co.uk or call 01992 414222. You can also visit our website www.creditserve.co.uk for more information.</span><br />
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<span style="font-family: Verdana, sans-serif;">All the best</span><br />
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<span style="font-family: Verdana, sans-serif;">Martin Brown</span><br />
<span style="font-family: Verdana, sans-serif;">Creditserve Business Information Ltd</span>Creditserve Business Information Ltdhttp://www.blogger.com/profile/02054732799974502648noreply@blogger.com0tag:blogger.com,1999:blog-7151174221903099110.post-79270681496684606002013-11-11T17:04:00.003+00:002013-11-11T17:04:50.493+00:00Hertfordshire Business Expo 2013<div class="MsoNormal">
<span style="font-family: Trebuchet MS, sans-serif;">We’re delighted to be exhibiting at the biggest
business event in Hertfordshire on Tuesday 19<sup>th</sup> November at
Knebworth Barns, and would love to share it with you.<o:p></o:p></span></div>
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<span style="font-family: Trebuchet MS, sans-serif;">The Hertfordshire Business EXPO is the county’s
most exciting and innovative exhibition, where we will be showcasing <b>[insert your text here – your latest offer
or what you will be exhibiting]</b><o:p></o:p></span></div>
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<span style="font-family: Trebuchet MS, sans-serif;">As well as Dave Fishwick, millionaire entrepreneur
and star of Channel 4’s Documentaries ‘Bank of Dave’ and ‘Secret Millions’
heading up the brilliant business speaker line-up to inspire you to great
things, there are some fabulous free Seminars and Networking sessions! From learning
the latest sales skills and strategies to crank up your profit, to a geek-free,
practical overview of cloud technology, to discovering how to identify and
leverage new opportunities in today’s fast-moving world.<o:p></o:p></span></div>
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<span style="font-family: Trebuchet MS, sans-serif;">Get in quick and reserve your free entry ticket at
The HertsEXPO website. Just create an account and book in – you can also book
your networking sessions and seminars here too… <a href="http://www.hertsexpo.co.uk/">http://www.hertsexpo.co.uk</a><o:p></o:p></span></div>
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<span style="font-family: Trebuchet MS, sans-serif;">There will be over 70 organisations represented at
the show, which is hosted in association with The Hertfordshire Business Independent,
The Business Club and Knebworth Barns – along with headline sponsors,
Hertfordshire Local Enterprise Partnership.<o:p></o:p></span></div>
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<span style="font-family: Trebuchet MS, sans-serif;">Doors open at 10:00am, with a pre-event Networking
Breakfast, featuring guest speaker, Stevenage MP, Stephen McPartland at 8:00am<o:p></o:p></span></div>
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<span style="font-family: Trebuchet MS, sans-serif;">Tuesday 19<sup>th</sup> November 2013 : Knebworth
Barns, Knebworth. SG1 2AX<span class="ds11">
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Registration is free. We’d love you to come and see us there!</span><span style="font-family: Gill Sans MT, sans-serif;"><o:p></o:p></span></div>
Creditserve Business Information Ltdhttp://www.blogger.com/profile/02054732799974502648noreply@blogger.com0tag:blogger.com,1999:blog-7151174221903099110.post-46712214142180753562013-10-08T16:59:00.000+01:002013-10-08T17:00:12.687+01:00OCTOBER OFFER!!!<b><span style="font-family: Trebuchet MS, sans-serif;">For One Month Only Creditserve Are Able To Offer Our UK & Irish Unlimited Credit Reporting Package For A Guaranteed Reduction In Annual Subscription of 50% YES 50%!!!</span></b><br />
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<span style="font-family: Trebuchet MS, sans-serif;">Creditserve will give you unlimited access to business information which includes the following:-</span><br />
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<li><span style="font-family: Trebuchet MS, sans-serif;">Unlimited access to online<a href="http://www.creditserve.co.uk/"> credit reports </a>limited companies in both the UK and Eire.</span></li>
<li><span style="font-family: Trebuchet MS, sans-serif;">Unlimited access to <a href="http://www.creditserve.co.uk/">individual directors reports</a> on every director in the UK and Eire.</span></li>
<li><span style="font-family: Trebuchet MS, sans-serif;">Unlimited access to sole trader and partnership reports </span><span style="font-family: 'Trebuchet MS', sans-serif;">in the UK and Eire.</span></li>
<li><span style="font-family: Trebuchet MS, sans-serif;">Unlimited access to online monitoring of any UK and Eire limited companies.</span></li>
<li><span style="font-family: Trebuchet MS, sans-serif;">Access to 100 companies house image documents.</span></li>
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<span style="font-family: Trebuchet MS, sans-serif;">However, this is not all... As well as access to our <a href="http://www.creditserve.co.uk/">unlimited credit checking</a> facilities you will also have access to our <a href="http://www.creditserve.co.uk/Products-and-Services/Debt-recovery">debt recovery department</a> to assist you in recovering any outstanding monies on delinquent debtors on a <b>'no collection no commission basis'</b></span></div>
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<span style="font-family: Trebuchet MS, sans-serif;">We can also give you access to the most comprehensive <a href="http://www.creditserve.co.uk/Products-and-Services/Online-overseas-company-search">business information</a> in 18 countries throughout Europe and USA. These reports are usually charges at £30 + VAT per report, however with this offer we can give you 10 of these reports for £200 + VAT... Please see the countries our online overseas system covers:-</span></div>
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<span style="font-family: Trebuchet MS, sans-serif;"><b><a href="http://www.creditserve.co.uk/Products-and-Services/Online-overseas-company-search">Belgium, Czech Rep, Denmark, Finland, France, Germany, Iceland, Ireland, Italy, Lithuania, Netherlands, Norway, Poland, Slovakia, Spain, Sweden, Switzerland and USA.</a></b></span></div>
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<span style="font-family: Trebuchet MS, sans-serif;">If you would like any further information or would like to trial our system please do not hesitate in contacting Martin Brown on 01992 414222 or email martin@creditserve.co.uk or via LinkedIn or Twitter @creditserve</span></div>
Creditserve Business Information Ltdhttp://www.blogger.com/profile/02054732799974502648noreply@blogger.com0