Credit Reporting Packages For Any Degree of Usage

Creditserve are pleased to announce that we now offer a truly bespoke service to cater for all individual credit checking requirements.

From the list below you can include or exclude any of the following forms of credit checking to enable you to utilize the system we provide for exactly what you require rather than paying for services that you do not use. 

We provide three degrees of package to ensure you have a varied choice of what you can include in your bespoke package. Our Starter, Intermediate, and Professional packages offer differing amounts of credit reports and services within the respective packages.

In our Starter Package you can choose 3 of the credit checking facilities to suit, with our Intermediate Package you can choose 5 services to suit and with our Professional Package you can choose all 8 services to cover all of your requirements.

So what can you choose from? Have a look through the list below and see what you require:-

ü  Access to 50 online credit reports on all limited companies in both the UK and Ireland.  

ü Access to 50 individual directors reports on every director in both UK and Ireland.

ü Access to 50 companies house image documents. 

ü  Access to 50 sole traders and partnership credit reports.

ü  Access to 50 companies to monitor of any UK & Irish limited companies of your choice. 

ü 5 Debt recovery letters 

ü  5 Online overseas credit reports available in the following countries:- Belgium, Czech Rep, Denmark, Finland, France, Germany, Greece, Iceland, Italy, Lithuania, Malta, Netherlands, Norway, Poland, Slovakia, Spain, Sweden, Switzerland and USA. 

ü Access to 20 Anti Money Laundering Checks (AML Checks Used to Confirm Individuals Residential Address, CCJ & Bankruptcy as well as Consumer Information). 

Price Structure

Our Starter Package is available for a one off subscription of £250 + VAT.

Our Intermediate Package is available for a one off subscription of £500 + VAT.

Our Professional Package is available for a one off subscription of £750 + VAT.

All you need to do to take advantage of this offer is email sales@creditserve.co.uk with your preference and we can arrange to set you up instantly.

If you require a more in-depth quotation we can cater for all requirements to suit, so please feel free to contact us at sales@creditserve.co.uk or on 01992 414222 or please feel free to visit our website www.creditserve.co.uk to view all samples. 

Proactive rather than reactive credit control?

An ability to manage cash flow is crucial to business success, and the control and management of debtors is often a painful task, as a result of manual and repetitive processes. Recent external economic factors resulting from the impacts of a long term global recession, only adds to headaches of a credit control team. An introduction of effective tools to improve the checking and collections processes, is arguably more important today, than at any time in recent history.

Credit controllers are traditionally regarded as an essential element in business to chase late payments, and respond to customer queries. However, why just be reactive in this field when you can be proactive? Proactive businesses are generally regarded as market leaders, and those who are reactive are more likely to be ‘me too’, or market followers. The traditional style of credit control is a purely reactive process. You wait for non payment, and chase. Just because that is the way it has been done, does not mean that is the way it should work in the future. There is a better way.

Creditserve Business Reports are now available which can help manage credit checking and risk analysis, through to assisting debt recoveries prior to 'going legal'. 

By proactively checking your customer at various points in their 'life cycle', rather than simply awaiting non payment. 

Throughout all phases, every event or process is tracked through credit controller’s work flow with in-built monitoring procedures and excellent supporting management reporting. This allows the credit controller to be freed from the everyday, and time to concentrate on really exceptional cases.

A major benefit of this pro-active approach is that the relationship between credit control team and the customer becomes positive. 

Most credit controllers traditionally ring up only to complain that the account is overdue for payment. By actively managing the account, it becomes possible to see any difficulties in advance, and work them out with the customer before they turn into a problem.

If your current processes could be improved using Creditserve Business Reports, why not get in touch using sales@creditserve.co.uk? To find out more about Creditserve Business Information, visit www.creditserve.co.uk and complete an online enquiry form.

How To Carry Out A Business Credit Report.

It can be a little daunting carrying out credit reports and statistics show that not as many companies carry out credit checks on their customers. This blog will explain how easy it is to carry out business credit reports, what you will get within a business credit report and what to look for within one.

Firstly go onto your web browser and enter www.creditserve.co.uk.

Then add the company of your choice, you can search by name, registered number or postcode.

If searching by name you will then receive a list of companies that nearest match your required company and you can select from the list, if you search by registered number you will get an exact match.

You will then be able to click view details and then 'add to basket' the required report.

A copy of the report will then be sent to your email address and you will also receive a set of log in codes to access further reports or revisit the already purchased report.

Within a business credit report you will receive Statutory Information, Risk Score and Credit Limit, Group Structure, Derogatory Information, 5 Years Profit and Loss and Balance Sheet, Director Database Search and Shareholder Information.

If you would like any further assistance and advice relating to business credit reports, consumer credit checks or any business information query then please do not hesitate in contacting us via sales@creditserve.co.uk or 01992 414222. You can also visit us on Twitter @creditserve and LinkedIn Creditserve Business Information Ltd

Anti Money Laundering, What you get in an AML check and how much they cost

Creditserve are pleased to announce that we are now able to provide instant access to Anti Money Laundering (AML) checks.

These AML checks are completely compliant with Anti Money Laundering regulations and the reports can be used for KYC (know your customer) compliance.

The AML report includes the following checks:-

• Name, Address & Date of Birth of Individual
   
• Electoral Roll Confirmation
   
• County Court Judgment , Bankruptcy/Insolvency Search
   
• Address Links
   
• Property Type and Value
   
• Director Database Search
   
• PEP and Sanction Search

As part of the search document verification is available on the following:-

• Passport
   
• Driving Licence
   
• Birth Index
   
• Card AVS
   
• Card Number & Bank Account
   
• National Insurance & NHS Number
   

I am pleased to introduce this new service to you and confirm that if you purchase 25 AML searches for £112.50 + VAT (therefore £4.50 per search) which can be used at your discretion. Standard PAYG prices for these reports are £9.95 + VAT.

If you would like to take us up on this offer please do not hesitate in contacting sales@creditserve.co.uk or calling 01992 414222.

You are still able to purchase one off AML checks via the following link http://www.creditserve.co.uk/Products-and-Services/Consumer-AML.

Kind Regards

Creditserve

Top Tips on How to Effectively Credit Check a Non Limited Business.

Non limited businesses such as sole traders and partnerships have always been an issue for credit managers and business owners to effectively set credit limits.

Knowing where and how to obtain good quality information on sole traders and partnerships can be sometimes a tricky minefield beings that there is no central information centre for filing information. However this blog will help give you some pointers on how to credit check non limited businesses and where to go about doing so.

Firstly, when dealing with Proprietorships or Partnerships always ensure you get a complete application form filled out by the business owner(s). This application form should include trading address and details of the company but also the owner(s) current and previous residential property as well as trade referees. Always ensure that you have their authorisation to carry out credit checks on them as both businesses and individuals.

Secondly, use a credit reference agency such as Creditserve to double check the information given to you by the proprietor/partners and confirm there whether there is any derogatory information registered against them as individuals or the business. There are several ways to confirm the information given is correct, one is to carry out a business report on the company and the second would be to carry out a consumer credit check on the proprietor/partners at their residential address(es).

The third option is to request a fully in-depth credit report which includes all of the above plus much more, Creditserve are the only provider of bespoke credit reports in the UK and are recognised by all the major credit insurers and provide their credit information to a multitude of blue chip organisations both in the UK and Worldwide.

Creditserve also offer online business credit reports, consumer credit reports, AML (Anti-Money Laundering) credit reports, online overseas credit reports and in house debt recovery services.

If you would like any further information on any of our services please visit www.creditserve.co.uk or email sales@creditserve.co.uk or call 01992 414222.